Carroll County property record for 2500 Patapsco Rd, Finksburg, MD 21048
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,949 sqft · built 1974 |
| Lot Size | 12.9 acres (564,755 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jan 1984) |
| Tax Bill | $4,266 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-009800 |
| Primary APN | 04-009800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,949 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 564,755 sqft (12.9 acres) |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,092 sqft |
| Deck Area | 336 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 009800 |
|---|---|
| Street Address | 2500 PATAPSCO RD |
| City | FINKSBURG |
| State | MD |
| Zip | 21048-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 11 - 12.9647 ACS 2500 PATAPSCO RD 28-64/6 STEEP BLUFF PLT B |
| Legal Subdivision | STEEP BLUFF |
| Legal Lot Number | 11 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 504100 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2500 PATAPSCO RD, FINKSBURG, MD 21048-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 1984 · Amount on Record |
| Deed Sale | Jan 4, 1984 · Amount on Record |
| Deed Book / Page | 853 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 2500 PATAPSCO RD, FINKSBURG, MD 21048-1113 |
| Document Number | 0090400190 |
| Instrument Date | May 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2500 PATAPSCO RD FINKSBURG MD 210481113, FINKSBURG, MD 21048-1113 |
| Document Number | 0090400190 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 009040/000190 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,266.00 (+4.58%) Homeowner's exemption | $402,433 (+2.35%) | $420,900 (+7.04%) Land $185,900 Building $235,000 |
| 2025 | $4,079.00 (+6.22%) Homeowner's exemption | $393,200 (+15.69%) Land $165,900 Building $227,300 | $393,200 (-) Land $165,900 Building $227,300 |
| 2023 | $3,840.00 Homeowner's exemption | $339,867 | $393,200 Land $165,900 Building $227,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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