Hamilton County property record for 2500 Orear St, Chattanooga, TN 37406
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 885 sqft · built 1925 |
| Lot Size | 0.067 acres (2,937 sqft) |
| Owner | Company Name on File |
| Last Sale | $28,500 (Apr 2018) |
| Tax Bill | $215 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137A M 011 |
| Primary APN | 137A M 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 885 sqft Living Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,937 sqft (0.067 acres) |
| Lot Dimensions | 66 ft deep x 44.5 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Gravity Furnace |
| Sewer | Connected |
| Account Number | 0000064046 |
|---|---|
| Street Address | 2500 OREAR ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37406-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT PT 74 SPRING PLACE ADDN TO SHERMAN HGTS PB3 PG19 |
| Legal Subdivision | SPRING PLACE ADDN |
| Legal Lot Number | 74 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 12300 |
Source: Hamilton County records · APN 137A M 011
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4640 DELTA SPRINGS LN, FRANKLIN, TN 37064-2086 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage DAWN BOYD ETUX |
| Oct 29, 2020 | Deed of Trust, Mortgage FOURTH CAP BK |
| Apr 10, 2018 | Warranty Deed, Transfer TITLE SERVICES/TN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 2018177 |
| Deed Book / Page | 11316 / 89 |
| Prior Transfer Date | Apr 01, 2018 |
| Prior Transfer Doc | 0000000177 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2500 OREAR ST, CHATTANOOGA, TN 37406-2534 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4640 DELTA SPRINGS LN, FRANKLIN, TN 37064-2086 |
| Document Number | 0000000112 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 14229/461 |
| Instrument | 2026031700112 |
| Name | DAWN BOYD ETUX |
|---|---|
| Type | Private Party |
| Address | FRANKLIN, TN 37064 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2500 OREAR ST, CHATTANOOGA, TN 37406-2534 |
| Document Number | 1201000280 |
| Instrument Date | Oct 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4640 DELTA SPRINGS LN FRANKLIN TN 370642086, FRANKLIN, TN 37064-2086 |
| Document Number | 1201000280 |
|---|---|
| Date | Dec 01, 2020 |
| Book Page | 012252/000832 |
| Instrument | 201201000280 |
| Name | FOURTH CAP BK |
|---|---|
| Address | NASHVILLE, TN 37210 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 30, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 10, 2018 |
| Property Address | 2500 OREAR ST, CHATTANOOGA, TN 37406-2534 |
| Document Number | 0000000177 |
| Book / Page | 011316 / 000089 |
| Instrument Date | Apr 05, 2018 |
| Instrument | 177 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | TITLE SERVICES/TN |
| Amount | Amount Recorded |
|---|---|
| Tax | $98.05 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1213 ROSEWOOD TRL MT JULIET TN 371225018, MT JULIET, TN 37122-5018 |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $215.00 (-10.04%) | $14,250 (+32.87%) | $57,000 (+32.87%) Land $25,000 Building $32,000 |
| 2024 | $239.00 | $10,725 (-) | $42,900 (-) Land $7,500 Building $35,400 |
| 2023 | $239.00 | $10,725 (-) | $42,900 (-) Land $7,500 Building $35,400 |
| 2022 | $239.00 | $10,725 | $42,900 Land $7,500 Building $35,400 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650123001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 238 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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