2500 Moneys Bend Rd, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2500 Moneys Bend Rd, Cedar Bluff, AL 35959

Property Summary

Property TypeVacant Land
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Apr 2026)
Tax Bill$18 (2026)
Deeds & MortgagesApr 2026 Sale
Sep 2019 Mortgage
+ 8 more
Flood ZoneZone AE (high risk)
APN13-10-09-31-0-000-003.066

Property Details

APN / Parcel Number

Primary APN13-10-09-31-0-000-003.066
Alternative APNs
  • ALT APN:1009310000003066
  • 209777

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Account Number209777
Street Address2500 MONEYS BEND RD
CityCEDAR BLUFF
StateAL
Zip35959-5667
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLOT 7A, MONEY BEND REC SEC #2 ADD #2, PB 11/53
Legal Range10E
Legal Township09S
Legal Section31
Legal SubdivisionMONEY BEND REC LOTS SECTION 2
Legal Lot Number7A
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group1
Census Block1028
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address93 OLD FURNACE RD NE, WHITE, GA 30184-2812
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST VOLUNTEER BANK
Jun 24, 2022Warranty Deed, Transfer
Dec 17, 2021Warranty Deed, Transfer
Dec 17, 2021Warranty Deed, Transfer
Sep 20, 2021Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK
Sep 24, 2021Warranty Deed, Transfer
Feb 25, 2021Warranty Deed, Transfer
SOURCE OF TITLE
Sep 24, 2020Warranty Deed, Transfer · Conventional Mortgage
UNION STATE BANK
Feb 11, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleMay 13, 2025 · Amount on Record
Deed Document Number2026243479
Prior Transfer DateFeb 24, 2021
Prior Transfer Doc0000216762
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateApr 27, 2026
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000243479
Instrument DateApr 24, 2026
Instrument2026.243479
Transaction TypeTransfer
Record UpdatedMay 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$12,625.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address93 OLD FURNACE RD NE, WHITE, GA 30184-2812

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208975
DateSep 9, 2019
Instrument208975
Lender
NameFIRST VOLUNTEER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueAug 30, 2022
Interest
Rate TypeFixed Rate

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJun 24, 2022
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000224943
Map ReferencePB 12 PG 55
Instrument DateJun 23, 2022
Instrument224943
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateDec 17, 2021
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000221919
Map ReferenceBK A302 PG 69
Instrument DateDec 13, 2021
Instrument221919
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1470 COUNTY ROAD 96, HEFLIN, AL 36264-4922

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateDec 17, 2021
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000221918
Map ReferenceBK 302 PG 69
Instrument DateDec 13, 2021
Instrument221918
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address269 REED ST, TRION, GA 30753-1545

Transferred To (Grantee/Buyer)

NameVerified Name
Address1470 COUNTY ROAD 96, HEFLIN, AL 36264-4922

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 20, 2021
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000220441
Instrument DateSep 17, 2021
Instrument220441
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 OAKMONT DR SW, ROME, GA 30161-9594

Mortgage

Document Number0000220442
DateSep 20, 2021
Instrument220442
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 20, 2031
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 24, 2021
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number220539
Instrument DateJul 8, 2021
Instrument220539
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1711 DUG GAP RD, 1711, DALTON, GA 30720-5014

Transferred To (Grantee/Buyer)

NameVerified Name
Address78 PUMPKINVINE TRL SE, CARTERSVILLE, GA 30120-6929

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateFeb 25, 2021
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number216762
Map ReferenceDOC 141233
Instrument DateFeb 24, 2021
Instrument216762
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanySOURCE OF TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit

Transferred From (Grantor/Seller)

NameVerified Name
Address785 COUNTY ROAD 107, 785, GAYLESVILLE, AL 35973-4382

Transferred To (Grantee/Buyer)

NameVerified Name
Address146 FOSS WAY, TUNNEL HILL, GA 30755-6246

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 24, 2020
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number0000214377
Map ReferencePB 11 PG 53
Instrument DateSep 21, 2020
Instrument214377
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address600 CLEVELAND ST, CLEARWATER, FL 33755-4151

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214378
DateSep 24, 2020
Instrument214378
Lender
NameUNION STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 22, 2025
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateFeb 11, 2019
Property Address2500 MONEYS BEND RD, CEDAR BLUFF, AL 35959-5667
Document Number206186
Instrument DateFeb 8, 2019
Instrument206186
Transaction TypeTransfer
Record UpdatedDec 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address329 HAYWOOD VALLEY RD, 329, ARMUCHEE, GA 30105-2107

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 MAGNOLIA CT, SUMMERVILLE, GA 30747-6058

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18.00 (-5.26%)
2025$19.00 (+5.56%)$420 (+5%) Land $420$2,100 (+5%) Land $2,100
2024$18.00$400 (-) Land $400$2,000 (-) Land $2,000
2023$18.00$400 (-)$2,000 (-) Land $2,000
2022$18.00$400 Land $400$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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