2500 FM 1087, Nacogdoches, TX 75965 Property Records

Nacogdoches County property record for 2500 FM 1087, Nacogdoches, TX 75965

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$406,980 (Nov 2023)
Tax Bill	$4,300 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-205-0007-050000`

Property Details

APN / Parcel Number

Primary APN	`01-205-0007-050000`
Alternative APN	`71992`

Interior

Building Area	1,772 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	80 sqft

Location & Zoning

Account Number	01-205-0007-050000
Street Address	2500 FM 1087
City	NACOGDOCHES
State	TX
Zip	75965-8633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A-205 D O ETHERIDGE P 7-5
Legal Subdivision	D O ETHERIDGE SURVEY A
Jurisdiction	NACOGDOCHES TX
Township / Civil Division	GARRISON
Census Block Group	2
Census Block	2044
Census Tract	950100

Owner

2500 FM 1087 is owned and occupied by two individuals who bought it in November 2023.

Source: Nacogdoches County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2023	Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE
May 13, 2022	Vendor's Lien, Transfer COMMERCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2023 · Amount on File
Deed Sale	Nov 27, 2023 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Document Number	20238840
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NACOGDOCHES TX
Recording Date	Jun 3, 2026
Property Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633
Document Number	0000004338
Instrument Date	May 27, 2026
Instrument	20264338
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633

Mortgage

Document Number	0000004338,
Date	Jun 3, 2026
Instrument	20264338

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NACOGDOCHES TX
Recording Date	Nov 27, 2023
Property Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633
Document Number	0020238840
Map Reference	VOL 3073 PG 175
Instrument Date	Nov 27, 2023
Instrument	2023-8840
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	SECURITY AND GUARANTY TITLE, SECURITY & GUARANTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 SOUTH ST, NACOGDOCHES, TX 75964-5987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633

Mortgage

Document Number	0020238841
Date	Nov 27, 2023
Instrument	2023-8841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0020238841
Date	Nov 27, 2023
Instrument	2023-8841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	NACOGDOCHES TX
Recording Date	May 13, 2022
Property Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633
Document Number	0020224100
Instrument Date	May 13, 2022
Instrument	2022-4100
Transaction Type	Transfer
Record Updated	Jan 4, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	690 FM 2667, TIMPSON, TX 75975-3192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 FM 1087, NACOGDOCHES, TX 75965-8633

Mortgage

Document Number	0020224101
Date	May 13, 2022
Instrument	2022-4101

Lender

Name	COMMERCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0020224101
Date	May 13, 2022
Instrument	2022-4101

Lender

Name	COMMERCIAL BANK OF TEXAS NA
Type	Bank
Address	NACOGDOCHES, TX 75961

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2500 FM 1087 was $4,300 with a homeowner's exemption, up 101.9% from the year before.

Source: Nacogdoches County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Nacogdoches County
Unified School District	Central Heights Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,300.00 (+101.88%) Homeowner's exemption	$297,910 (+0.03%) Land $16,820 Building $281,090	$297,910 (+0.03%) Land $16,820 Building $281,090
2025	$2,130.00 Homeowner's exemption	$297,830 Land $16,740 Building $281,090	$297,830 Land $16,740 Building $281,090
2023		$257,470 Land $10,370 Building $247,100	$257,470 Land $10,370 Building $247,100
2022	$2,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 FM 1087 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 FM 1087 is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARO WSC serves 2,412 people · EPA ID TX1740007
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on FM 1087

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