Hamilton County property record for 2500 Esther Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,400 sqft · built 1974 |
| Lot Size | 1.01 acres (43,995 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 149M D 018 |
| Primary APN | 149M D 018 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,995 sqft (1.01 acres) |
| Lot Dimensions | 212 ft deep x 206 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000084518 |
|---|---|
| Street Address | 2500 ESTHER LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 20 BLK 3 VALLEY VIEW UNIT 4 PB 26 PG 102 |
| Legal Subdivision | VALLEY VIEW UNIT 4 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11323 |
2500 Esther Ln is owned and occupied by an individual who acquired it in January 2023.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2500 ESTHER LN, CHATTANOOGA, TN 37421-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLATINUM FINANCIAL FUNDING LLC |
| Jul 7, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2023 |
| Deed Sale | Jan 6, 2023 |
| Deed Document Number | 0013186849 |
| Deed Book / Page | 13017 / 735 |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 2022070700112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2500 ESTHER LN, CHATTANOOGA, TN 37421-1503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000151 |
|---|---|
| Date | Apr 28, 2025 |
| Book Page | 13904/524 |
| Instrument | 2025042800151 |
| Name | PLATINUM FINANCIAL FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHATTANOOGA, TN 37421 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 7, 2022 |
| Property Address | 2500 ESTHER LN, CHATTANOOGA, TN 37421-1503 |
| Document Number | 0000000112 |
| Book / Page | 13017 / 735 |
| Map Reference | MB 26 PG 102 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022070700112 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,311.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2500 Esther Ln was $1,368, down 4.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 (-4.93%) | $90,300 (+40.38%) | $361,200 (+40.38%) Land $60,000 Building $301,200 |
| 2024 | $1,439.00 (-0.62%) | $64,325 (-) | $257,300 (-) Land $48,000 Building $209,300 |
| 2023 | $1,448.00 | $64,325 | $257,300 Land $48,000 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2500 Esther Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2012–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2500 Esther Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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