Albemarle County property record for 2500 Dunmore Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,093 sqft · built 1981 |
| Lot Size | 2.65 acres (115,826 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,472 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04200-00-00-16500 |
| Primary APN | 04200-00-00-16500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,093 sqft Finished Area |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 115,826 sqft (2.65 acres) |
| Garage Area | 528 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 385 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2500 DUNMORE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | WAVERLY 1 |
| Legal Subdivision | WAVERLY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 10100 |
Source: Albemarle County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2500 DUNMORE RD, CHARLOTTESVILLE, VA 22901-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2024 |
| Transfer Doc | 0000000089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2500 DUNMORE RD, CHARLOTTESVILLE, VA 22901-9445 |
| Document Number | 0000013979 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2500 DUNMORE RD CHARLOTTESVILLE VA 229019445, CHARLOTTESVILLE, VA 22901-9445 |
| Document Number | 0000013979 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 005401/000492 |
| Instrument | 13979 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2050 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,472.00 (+8.19%) | $723,900 (+8.17%) Land $177,600 Building $546,300 | $723,900 (+8.17%) Land $177,600 Building $546,300 |
| 2025 | $5,982.00 (+8.02%) | $669,200 (+3.19%) Land $177,600 Building $491,600 | $669,200 (+3.19%) Land $177,600 Building $491,600 |
| 2023 | $5,538.00 | $648,500 Land $165,000 Building $483,500 | $648,500 Land $165,000 Building $483,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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