2500 Cedar Elm Ln, Plano, TX 75075 Property Records

Collin County property record for 2500 Cedar Elm Ln, Plano, TX 75075

Property Summary

Property Type	Single Family Home
Details	3,223 sqft · built 1973
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$657,020 (Nov 2024)
Tax Bill	$6,907 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0495-008-0080-1`

Property Details

APN / Parcel Number

Primary APN	`R-0495-008-0080-1`
Alternative APNs	`000000265457` `265457`

Interior

Stories	1 Story
Building Area	3,223 sqft Living Area
Gross Area	4,123 sqft
1st Floor Area	3,223 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	560 sqft
Porch	Covered Patio/Porch
Porch Area	396 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2500 CEDAR ELM LN
City	PLANO
State	TX
Zip	75075-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	TIMBERCREEK ESTATES, BLK H, LOT 8
Legal Subdivision	TIMBERCREEK ESTATES (CPL)
Legal Block	H
Legal Lot Number	8
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3004
Census Tract	31627

Owner

2500 Cedar Elm Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Collin County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Nov 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 3, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Dec 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Sep 26, 2024 · Amount on File
Deed Document Number	2024138424
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0000063978
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Aug 13, 2026
Property Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103
Document Number	0000109788
Instrument Date	Jul 27, 2026
Instrument	2026109788
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103

Mortgage

Document Number	0000109788,
Date	Aug 13, 2026
Instrument	2026109788

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002428010
Date	Nov 30, 2021
Instrument	20211130002428010

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.16%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103

Mortgage

Document Number	203000234700
Date	Feb 3, 2021
Instrument	20210203000234700

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	943 Months
Due	Sep 13, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.68%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	LIBOR
Margin	2

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2500 CEDAR ELM LN, PLANO, TX 75075-3103
Document Number	0000034390
Instrument Date	Dec 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 CEDAR ELM LN PLANO TX 750753103, PLANO, TX 75075-3103

Mortgage

Document Number	0000034390
Date	Jan 10, 2019
Instrument	34390

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2500 Cedar Elm Ln was $6,907, up 283.1% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,907.00 (+283.08%) Homeowner's exemption	$599,095 Land $150,000 Building $449,095	$599,095 Land $150,000 Building $449,095
2024	$1,803.00
2023		$556,664 Land $105,000 Building $451,664	$556,664 Land $105,000 Building $451,664
2022	$3,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 Cedar Elm Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–1998)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 1998 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 Cedar Elm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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