2500 Abaco Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2500 Abaco Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,711 sqft · built 2007
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$585,000 (Nov 2023)
Tax Bill	$4,583 (2024)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-2S-26-0771-00A00-0010`

Property Details

APN / Parcel Number

Primary APN	`14-2S-26-0771-00A00-0010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,711 sqft Heated Area
Gross Area	4,016 sqft
1st Floor Area	3,132 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	421 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	304 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	142S26077100A000010
Street Address	2500 ABACO DR
City	NAVARRE
State	FL
Zip	32566-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CREETWOOD VILLAGE BLK A LOT 1 AS DES IN OR 4452 PG 1430
Legal Range	26W
Legal Township	02S
Legal Section	14
Legal Subdivision	CREETWOOD VILLAGE
Legal Block	A
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2000
Census Tract	10827

Owner

2500 Abaco Dr is owned and occupied by an individual who bought it in November 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2500 ABACO DR, NAVARRE, FL 32566-2562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PACIFIC SUN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Prior Sale	Oct 6, 2021 · Amount on File
Deed Document Number	202352089
Deed Book / Page	4452 / 1430
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 21, 2023
Property Address	2500 ABACO DR, NAVARRE, FL 32566-2562
Document Number	0044521430
Book / Page	4452 / 1430
Map Reference	MB 10 PG 30-32
Instrument Date	Nov 20, 2023
Instrument	202352089
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA HERITAGE TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 NELLIE FAYE LN, MERIDIANVILLE, AL 35759-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4320 COMMONS DR W UNIT 5215, 5215, DESTIN, FL 32541-8659

Mortgage

Document Number	0044521432
Date	Nov 21, 2023
Instrument	4452/1432

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 6, 2021
Property Address	2500 ABACO DR, NAVARRE, FL 32566-2562
Document Number	0041891139
Book / Page	4189 / 1139
Map Reference	MB 10 PG 30
Instrument Date	Oct 1, 2021
Instrument	202166858
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 E AUDREY DR NW, 105, FORT WALTON BEACH, FL 32548-4053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 ABACO DR, NAVARRE, FL 32566-2562

Mortgage

Document Number	41891141
Date	Oct 6, 2021
Instrument	4189/1141

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,583.00 (-7.28%) Homeowner's exemption Disabled Person's exemption	$415,371 (+3.5%) Land $58,000 Building $357,371	$415,371 (+3.5%) Land $58,000 Building $357,371
2023	$4,943.00 (+16.91%)	$401,329 (+18.55%) Land $48,000 Building $353,329	$401,329 (+18.55%) Land $48,000 Building $353,329
2022	$4,228.00	$338,525	$338,525 Land $45,000 Building $293,525

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 Abaco Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2500 Abaco Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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