2500 12th St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2500 12th St N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1964
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Nov 2023)
Tax Bill	$2,438 (2026)
Deeds & Mortgages	Dec 2023 Sale Nov 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51257-0000`

Property Details

APN / Parcel Number

Primary APN	`82-51257-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Width	75 ft Width
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2500 12TH ST N
City	SAINT CLOUD
State	MN
Zip	56303-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 1-2 & N2' OF LOT 3 BLK 1 SUNNYSIDE ADD ST CLOUD SECTION 10 TOWNSHIP 124 RANGE 028 SUNNYSIDE ADD ST CLOUD SECTION 10
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	SUNNYSIDE ADD ST CLOUD
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	701

Owner

2500 12th St N is owned and occupied by an individual who bought it in November 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2500 12TH ST N, SAINT CLOUD, MN 56303-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Contract Sale, Transfer
Nov 6, 2023	Trustee's Deed, Foreclosure NORTH LAND TITLE, NORTHLAND TITLE
Feb 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Nov 3, 2023 · Amount on File
Deed Document Number	20231603696
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	00A1593980
Record Updated	Jun 8, 2026

December 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEARNS MN
Recording Date	Dec 4, 2023
Property Address	2500 12TH ST N, SAINT CLOUD, MN 56303-2418
Document Number	00A1664367
Instrument Date	Nov 24, 2023
Instrument	A1664367
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 12TH ST N, SAINT CLOUD, MN 56303-2418

November 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 6, 2023
Property Address	2500 12TH ST N, SAINT CLOUD, MN 56303-2418
Document Number	00A1662981
Instrument Date	Nov 3, 2023
Instrument	A1662981
Transaction Type	Foreclosure
Record Updated	Dec 5, 2023
Title Company	NORTH LAND TITLE, NORTHLAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2701 GREENHAVEN RD UNIT 317, 317, ANOKA, MN 55303-5563

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 9, 2021
Property Address	2500 12TH ST N, SAINT CLOUD, MN 56303-2418
Document Number	00A1593980
Instrument Date	Dec 16, 2020
Instrument	A1593980
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	444 E 86TH ST # 91, 91, NEW YORK, NY 10028-6458

Tax Assessment & Valuation

The 2026 property tax bill for 2500 12th St N was $2,438 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,438.00
2025		$190,200 Land $30,000 Building $160,200	$190,200 Land $30,000 Building $160,200
2023	$2,080.00	$192,600 Land $30,000 Building $162,600	$192,600 Land $30,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2500 12th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2500 12th St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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