Contra Costa County property record for 250 Water St, Bay Point, CA 94565 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,550 sqft · built 1971 |
| Lot Size | 0.125 acres (5,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jun 2019) |
| Tax Bill | $5,559 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jun 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093-042-012 |
| Primary APN | 093-042-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 5,440 sqft (0.125 acres) |
| Garage Area | 332 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Central |
|---|
| Street Address | 250 WATER ST |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENES AMBROSE #2 POR LOT 18 |
| Legal Subdivision | ENES AMBROSE SUB |
| Legal Lot Number | 18 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 314105 |
Source: Contra Costa County records · APN 093-042-012
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3804 PALMWOOD DR, CONCORD, CA 94521-2648 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Jun 11, 2019 | Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Dec 05, 2018 | Grant Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional with PMI DAVID HUMPHREY |
| Feb 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on Record |
| Deed Sale | Jun 11, 2019 · Amount on Record |
| Prior Sale | Dec 05, 2018 · Amount on Record |
| Deed Document Number | 201987278 |
| Prior Transfer Date | Jan 20, 2016 |
| Prior Transfer Doc | 0000016742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1824 SUNNYVALE AVE, WALNUT CREEK, CA 94597-1812 |
| Document Number | 0000044488 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 2023-044488 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 11, 2019 |
| Property Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Document Number | 0000087278 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019-087278 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Document Number | 0000087279 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 2019-087279 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 05, 2018 |
| Property Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Document Number | 0000195288 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018-195288 |
| Transaction Type | Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | USA NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 BANCROFT RD # 706, 706, WALNUT CREEK, CA 94598-1531 |
| Investor | Possibly a Property Investor |
| Document Number | 0000195289 |
|---|---|
| Date | Dec 05, 2018 |
| Instrument | 2018-195289 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Document Number | 0000135467 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 712 BANCROFT RD #706 WALNUT CREEK CA 945981531, 706, WALNUT CREEK, CA 94598-1531 |
| Document Number | 0000135467 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 135467 |
| Name | DAVID HUMPHREY |
|---|---|
| Address | 11781 BANNER MOUNTAIN TRL, NEVADA CITY, CA 95959-9627 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 250 WATER ST, BAY POINT, CA 94565-3157 |
| Document Number | 0000022196 |
| Instrument Date | Feb 02, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 712 BANCROFT RD #706 WALNUT CREEK CA 945981531, 706, WALNUT CREEK, CA 94598-1531 |
| Document Number | 0000022196 |
|---|---|
| Date | Feb 03, 2017 |
| Instrument | 22196 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | 5550 S FORT APACHE RD # 102, LAS VEGAS, NV 89148-7667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,370 (+2%) Land $227,563 Building $204,807 | |
| 2025 | $5,559.00 (+4.95%) | $423,893 (+4.04%) Land $223,101 Building $200,792 |
| 2023 | $5,297.00 (+0.72%) | $407,435 Land $214,439 Building $192,996 |
| 2022 | $5,259.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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