250 Thompson Rd, Saluda, NC 28773 Property Records

Polk County property record for 250 Thompson Rd, Saluda, NC 28773

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,075 sqft · built 1975
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Oct 2023)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S1-B2`

Property Details

APN / Parcel Number

Primary APN	`S1-B2`
Alternative APN	`56261`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,075 sqft Finished Area
Basement Area	850 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56261
Street Address	250 THOMPSON RD
City	SALUDA
State	NC
Zip	28773-9848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	0, 0S50 SALUDA RES AREA 50
Legal Subdivision	SALUDA RES AREA 50
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1032
Census Tract	920303

Owner

Source: Polk County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 THOMPSON RD, SALUDA, NC 28773-9848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2018	Deed of Trust, Mortgage LOANDEPOTCOM LLC
Dec 4, 2020	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Aug 10, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Book / Page	481 / 285
Prior Transfer Date	Jul 24, 2018
Prior Transfer Doc	000435/349
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	250 THOMPSON RD, SALUDA, NC 28773-9848
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000435/0000000353
Date	Aug 10, 2018
Book Page	0000000435/0000000353

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	293 Months
Due	Jan 1, 2043

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 4, 2020
Property Address	250 THOMPSON RD, SALUDA, NC 28773-9848
Document Number	00454/1575
Book / Page	454 / 1575
Instrument Date	Nov 27, 2020
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18057 CECIL JAMES RD, PRAIRIEVILLE, LA 70769-5237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 THOMPSON RD, SALUDA, NC 28773-9848

Mortgage

Document Number	00454/1579
Date	Dec 4, 2020
Book Page	454/1579

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Aug 10, 2018
Property Address	250 THOMPSON RD, SALUDA, NC 28773-9848
Document Number	000435/349
Book / Page	435 / 349
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 THOMPSON RD, SALUDA, NC 28773-9848

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 24, 2017
Property Address	250 THOMPSON RD, SALUDA, NC 28773-9848
Document Number	00427/1978
Book / Page	427 / 1978
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 WATSON RD, ARDEN, NC 28704-8548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 THOMPSON RD, SALUDA, NC 28773-9848

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,773.00 (+39.17%)	$304,276 (+65.74%) Land $85,200 Building $219,076	$304,276 (+65.74%) Land $85,200 Building $219,076
2023	$1,274.00	$183,583 Land $57,650 Building $125,933
2021			$183,583 Land $57,650 Building $125,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1978–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
RiverStreet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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