250 Swanson Rd, Sycamore, IL 60178 Property Records

DeKalb County property record for 250 Swanson Rd, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,380 sqft · built 1961
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,602 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-176-005`

Property Details

APN / Parcel Number

Primary APN	`06-28-176-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,380 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	168 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	0628176005
Street Address	250 SWANSON RD
City	SYCAMORE
State	IL
Zip	60178-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC2
Legal Description	LOT 5 - BLK 2 - NORTH TOWN SUBDIVISION - FIRST ADDITION
Legal Subdivision	NORTH TOWN SUBDIVISION - FIRST ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	2
Census Block	2041
Census Tract	401

Owner

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	250 SWANSON RD, SYCAMORE, IL 60178-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Intrafamily Transfer, Transfer · FHA Mortgage EMM LOANS LLC
Jul 22, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 2, 2020	Loan Modification, Mortgage · Conventional Mortgage HEARTLAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025
Deed Sale	Dec 4, 2025
Prior Sale	May 27, 2009 · Amount on File
Deed Document Number	20259723
Prior Transfer Date	Nov 10, 2025
Prior Transfer Doc	0000009723
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Dec 4, 2025
Property Address	250 SWANSON RD, SYCAMORE, IL 60178-1120
Document Number	0000009723
Map Reference	DOC 300551
Instrument Date	Nov 10, 2025
Instrument	2025009723
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 SWANSON RD, SYCAMORE, IL 60178-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	250 SWANSON RD, SYCAMORE, IL 60178-1120
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009724
Date	Dec 4, 2025
Instrument	2025009724

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.62%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Jul 22, 2022
Property Address	250 SWANSON RD, SYCAMORE, IL 60178-1120
Document Number	0000007030
Map Reference	DOC 300551
Instrument Date	Jul 14, 2022
Instrument	2022007030
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SWANSON RD, SYCAMORE, IL 60178-1120

Mortgage

Document Number	0000007031
Date	Jul 22, 2022
Instrument	2022007031

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	250 SWANSON RD, SYCAMORE, IL 60178-1120
Document Number	0000007589
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	250 SWANSON RD SYCAMORE IL 601781120, SYCAMORE, IL 60178-1120

Mortgage

Document Number	0000007589
Date	Aug 3, 2020
Instrument	7589

Lender

Name	HEARTLAND BK
Type	Bank
Address	SYCAMORE, IL 60178

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 2, 2025

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$82,405 (+6.36%) Land $17,167 Building $65,238	$247,215 (+6.36%) Land $51,501 Building $195,714
2024	$5,602.00 Homeowner's exemption	$77,477 (+9.51%) Land $16,140 Building $61,337	$232,431 (+9.51%) Land $48,420 Building $184,011
2023		$70,748 Land $14,738 Building $56,010	$212,244 Land $44,214 Building $168,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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