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250 Sunset Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 250 Sunset Rd, Big Pine Key, FL 33043 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 1987
Lot Size0.15 acres (6,525 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Dec 2018)
Tax Bill$858 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00250591-018100

Property Details

APN / Parcel Number

Primary APN00250591-018100
Alternative APNs
  • 27662900250591018100
  • 1322032

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,872 sqft Living Area
1st Floor Area1,632 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area6,525 sqft (0.15 acres)
Garage TypeCovered
Garage Area528 sqft

Exterior Amenities

PorchFlorida Room
Porch Area892 sqft
Deck Area24 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1322032
Street Address250 SUNSET RD
CityBIG PINE KEY
StateFL
Zip33043-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 21 TROPICAL KEY COLONY BIG PINE KEY PB6-99 OR576-597 OR742-143 OR958-1338 OR1246-1335/36 OR1419-2325 OR1479-1331D/C OR1479-1332 OR1843-2216D/C OR1844-624 OR2291-1530/31 OR2291-1547/48 OR2595-2167/69 OR2938-2310
Legal Range29E
Legal Township66S
Legal Section27
Legal SubdivisionTROPICAL KEY COLONY
Legal Block7
Legal Lot Number21
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2029
Census Tract971401

Owner

Source: Monroe County records · APN 00250591-018100

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · Line of Credit
WEST CAPITAL LENDING INC
Aug 07, 2020Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 20, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Dec 04, 2018Warranty Deed, Transfer · VA Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2018 · Amount on Record
Deed SaleDec 04, 2018 · Amount on Record
Prior SaleMay 03, 2007 · Amount on Record
Deed Document Number20182196826
Deed Book / Page2938 / 2310
Prior Transfer DateOct 11, 2012
Prior Transfer Doc0025952167
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127

Mortgage

Document Number0033720110
DateMar 23, 2026
Book Page3372/110
Instrument2536487
Lender
NameWEST CAPITAL LENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 09, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127

Mortgage

Document Number0030360576
DateAug 07, 2020
Book Page3036/576
Instrument2276255
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127
Document Number0029831400
Instrument DateAug 20, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address250 SUNSET RD BIG PINE KEY FL 330433127, BIG PINE KEY, FL 33043-3127

Mortgage

Document Number0029831400
DateSep 06, 2019
Book Page002983/001400
Instrument2235584
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 05, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 04, 2018
Property Address250 SUNSET RD, BIG PINE KEY, FL 33043-3127
Document Number0029382310
Book / Page2938 / 2310
Map ReferenceMB 6 PG 99
Instrument DateNov 30, 2018
Instrument2196826
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address532 GREENBRIER AVE, 532, KISSIMMEE, FL 34747-4649

Transferred To (Grantee/Buyer)

NameVerified Name
Address3665 TREASURE ISLAND ST, BIG PINE KEY, FL 33043-6143

Mortgage

Document Number0002196827
DateDec 04, 2018
Instrument2196827
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$407,683 (+5.99%)$610,375 (+2.35%) Land $358,875 Building $251,500
2024$858.00 (+11.86%)
2023$767.00 (-78.28%) Homeowner's exemption$384,655 (+3%)$596,379 (+22.47%) Land $358,875 Building $237,504
2022$3,532.00 Senior Citizen's exemption$373,452$486,974 Land $247,950 Building $239,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879714012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 690 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies690 in force
440 of 690 on primary residences
Nearby Flood Claims982 (1980–2022)
Claims Outside the SFHA2 of 982
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 418 claims
  • Hurricane Wilma (Oct 2005), 219 claims
  • Hurricane Georges (Sep 1998), 315 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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