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250 Smithfield Cir, Elgin, SC 29045 Property Records

Kershaw County property record for 250 Smithfield Cir, Elgin, SC 29045

Property Summary

Property TypeMobile Home
Details2,432 sqft · built 2005
Lot Size1.42 acres (61,855 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Oct 2017)
Tax Bill$926 (2025)
Deeds & MortgagesJul 2020 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN349-01-0A-016-SA1

Property Details

APN / Parcel Number

Primary APN349-01-0A-016-SA1
Alternative APN
  • 7440

Interior

Stories1 Story
Building Area2,432 sqft Gross Area

Exterior

Year BuiltBuilt 2005
Exterior MaterialOther
Lot Area61,855 sqft (1.42 acres)

Location & Zoning

Account Number7440
Old Parcel Number349-01-0A-016 SA1
Street Address250 SMITHFIELD CIR
CityELGIN
StateSC
Zip29045-9781
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMRD-1
Legal DescriptionLOT 16
Legal SubdivisionSMITHFIELD SUB
Legal Lot Number16
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1028
Census Tract970906

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address250 SMITHFIELD CIR, ELGIN, SC 29045-9781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
COLTEN MTG
Oct 12, 2017Grant Deed, Transfer · Conventional with PMI
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Deed Document Number0003764143
Deed Book / Page3764 / 143
Last Transfer DateOct 12, 2017
Transfer Doc0000008243
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address250 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number0000007433
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 SMITHFIELD CIR ELGIN SC 290459781, ELGIN, SC 29045-9781

Mortgage

Document Number0000007433
DateAug 19, 2020
Book Page004282/000255
Instrument7433
Lender
NameCOLTEN MTG
AddressGREENWOOD VILLAGE, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateOct 12, 2017
Property Address250 SMITHFIELD CIR, ELGIN, SC 29045-9781
Document Number0000008243
Book / Page003764 / 000143
Instrument DateOct 11, 2017
Instrument8243
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address250 SMITHFIELD CIR ELGIN SC 290459781, ELGIN, SC 29045-9781

Mortgage

Document Number8244
DateOct 12, 2017
Book Page003764/000146
Instrument8244
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 11, 2047

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$926.00 (-0.54%)$141,100 (+4.06%) Land $15,000 Building $126,100$141,100 (+4.06%)
2023$931.00$135,600 Land $15,000 Building $120,600$135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people · EPA ID SC2820001
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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