250 Royal Palm Way, Spring Hill, FL 34608 Property Records

Hernando County property record for 250 Royal Palm Way, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,570 sqft · built 2004
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Sep 2026)
Tax Bill	$3,077 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3524-0000-0150`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3524-0000-0150`
Alternative APNs	`01410093` `1410093`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,570 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Block/Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	200 sqft
Porch	Slab
Porch Area	805 sqft
Deck Area	99 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01410093
Street Address	250 ROYAL PALM WAY
City	SPRING HILL
State	FL
Zip	34608-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALMS AT SEVEN HILLS LOT 15
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	PALMS AT SEVEN HILLS
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	40901

Owner

250 Royal Palm Way is owned and occupied by an individual who bought it in September 2026.

Source: Hernando County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Apr 13, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Jan 28, 2021 · Amount on File
Deed Document Number	202664768
Deed Book / Page	4764 / 1440
Prior Transfer Date	Apr 24, 2025
Prior Transfer Doc	0045500329
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 25, 2026
Property Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428
Document Number	0000064768
Book / Page	4764 / 1440
Instrument Date	Sep 21, 2026
Instrument	202664768
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	E TITLE LLC, TIME TO CLOSE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202,202.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428

Mortgage

Document Number	0000064769,
Date	Sep 25, 2026
Instrument	202664769

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2023
Property Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428
Document Number	0042841285
Book / Page	4284 / 1285
Map Reference	MB 32 PG 22&23
Instrument Date	Dec 13, 2022
Instrument	2023020443
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 28, 2021
Property Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428
Document Number	0039450991
Book / Page	3945 / 991
Map Reference	MB 32 PG 22&23
Instrument Date	Jan 2, 2021
Instrument	2021006142
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	735 SANDRA AVE, WEST ISLIP, NY 11795-2523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 ROYAL PALM WAY, SPRING HILL, FL 34608-9428

Mortgage

Document Number	0003945993
Date	Jan 28, 2021
Instrument	3945/993

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 250 Royal Palm Way was $3,077.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,077.00	$203,856	$248,502 Land $32,760 Building $215,742
2023		$192,341 Land $6,355 Building $185,986
2022	$2,320.00		$245,211 Land $32,760 Building $212,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 Royal Palm Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Royal Palm Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, WOW Internet, Cable & Phone.

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