250 Otter Lake Loop, Hanson, KY 42413 Property Records

Hopkins County property record for 250 Otter Lake Loop, Hanson, KY 42413

Property Summary

Property Type	Other
Details	2,046 sqft · built 1989
Lot Size	1.13 acres (49,223 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Aug 2017)
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jun 2018 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`MAP-89-34B-5`

Property Details

APN / Parcel Number

Primary APN	`MAP-89-34B-5`
Alternative APNs	`50283` `59948`

Interior

Stories	1 Story
Building Area	2,046 sqft Living Area

Exterior

Year Built	Built 1989
Exterior Material	Logs
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	49,223 sqft (1.13 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	59948
Street Address	250 OTTER LAKE LOOP
City	HANSON
State	KY
Zip	42413-9645
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:DOGWOOD HILLS ESTATE
Legal Subdivision	DOGWOOD HILLS ESTATE
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1061
Census Tract	970200

Owner

Source: Hopkins County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 19, 2018	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Feb 10, 2025	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Feb 14, 2023	Intrafamily Transfer, Transfer
Aug 18, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	000758/291
Deed Book / Page	0758 / 291
Last Transfer Date	Feb 14, 2023
Transfer Doc	DEED811/254
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001174/624
Date	Jan 5, 2017
Book Page	1174/624
Instrument	2017000182

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001217/038
Date	Jun 19, 2018
Book Page	1217/038
Instrument	2018006883

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001243/289
Date	Jun 4, 2019
Book Page	1243/289
Instrument	2019005810

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 22, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001233/606
Date	Jan 14, 2019
Book Page	1233/606
Instrument	2019000547

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

Mortgage

Document Number	001319/379
Date	Apr 27, 2021
Book Page	1319/379
Instrument	2021004721

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2051

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

Mortgage

Document Number	MTG1416/557
Date	Jul 19, 2023
Book Page	MTG 1416/557
Instrument	2023006939

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 14, 2024

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

Mortgage

Document Number	MTG1471/103
Date	Feb 10, 2025
Book Page	MTG 1471/103
Instrument	2025001261

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	162 N MAIN ST, MADISONVILLE, KY 42431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	408 Months
Due	Feb 7, 2059

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOPKINS KY
Recording Date	Feb 14, 2023
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Document Number	DEED811/254
Book / Page	DEED 811 / 254
Map Reference	CAB 1 SL 278
Instrument Date	Feb 13, 2023
Instrument	2023001509
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Aug 18, 2017
Property Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645
Document Number	000758/291
Book / Page	0758 / 291
Map Reference	CABI SL278
Instrument Date	Aug 11, 2017
Instrument	2017009184
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 OTTER LAKE LOOP, HANSON, KY 42413-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 COMER DR, MADISONVILLE, KY 42431-9170

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (+67.57%) Homeowner's exemption	$362,080 (+58.11%)	$362,080 (+58.11%)
2023	$1,884.00 Homeowner's exemption	$229,000	$229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEBO WATER DISTRICT serves 4,702 people · EPA ID KY0540977
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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