Garrett County property record for 250 N 4th St, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,580 sqft · built 1934 |
| Lot Size | 0.645 acres (28,103 sqft) |
| Owner | Company Name on Record |
| Last Sale | $250,000 (Aug 2023) |
| Tax Bill | $4,457 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-005766 |
| Primary APN | 17-005766 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,580 sqft Total Area |
| 1st Floor Area | 84 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 28,103 sqft (0.645 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 186 sqft |
| Deck Area | 367 sqft |
| Patio Area | 34 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 005766 |
|---|---|
| Street Address | 250 N 4TH ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 28103 SQ FT 250 N 4TH ST OAKLAND |
| Legal Subdivision | NAYLORS ADD OAKLAND |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 601 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 250 N 4TH ST, OAKLAND, MD 21550-1335 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2010 · Amount on Record |
| Deed Book / Page | 2506 / 357 |
| Prior Transfer Date | Sep 3, 2009 |
| Prior Transfer Doc | 0014620326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 18, 2023 |
| Property Address | 250 N 4TH ST, OAKLAND, MD 21550-1335 |
| Document Number | 0025060357 |
| Book / Page | 2506 / 357 |
| Map Reference | MB 1 FO 66 |
| Instrument Date | Aug 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Title Company | DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 250 N 4TH ST, OAKLAND, MD 21550-1335 |
| Document Number | 0025060363 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2506-0363 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,457.00 (+1.69%) | $281,400 (+2.96%) | $297,600 (+8.89%) Land $26,000 Building $271,600 |
| 2025 | $4,383.00 (+10.68%) | $273,300 (+13.17%) Land $26,000 Building $247,300 | $273,300 (-) Land $26,000 Building $247,300 |
| 2023 | $3,960.00 | $241,500 | $273,300 Land $26,000 Building $247,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Xfinity.
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