250 Loden Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 250 Loden Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,726 sqft · built 1976
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Jan 2004)
Tax Bill	$2,324 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`009C 017`

Property Details

APN / Parcel Number

Primary APN	`009C 017`
Alternative APN	`554000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,726 sqft Heated Area
Basement Area	1,189 sqft
Unfinished Basement	1,189 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	448 sqft
Porch	Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	554000
Street Address	250 LODEN RD
City	TOCCOA
State	GA
Zip	30577-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACTS 1 & 2 OFF AYERSVILLE RD
Legal Tract	1,2
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2007
Census Tract	970401

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 LODEN RD, TOCCOA, GA 30577-8557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit PEACH ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2004 · Amount on Record
Deed Sale	Jan 26, 2004 · Amount on Record
Deed Document Number	0000643499
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	250 LODEN RD, TOCCOA, GA 30577-8557
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 LODEN RD, TOCCOA, GA 30577-8557

Mortgage

Document Number	0014350000000190
Date	Jan 6, 2026
Book Page	0000001435/0000000190
Instrument	2026000030

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	250 LODEN RD, TOCCOA, GA 30577-8557
Document Number	0011660284
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 LODEN RD TOCCOA GA 305778557, TOCCOA, GA 30577-8557

Mortgage

Document Number	0011660284
Date	Dec 10, 2018
Book Page	001166/000284

Lender

Name	PEACH ST FCU
Type	Credit Union
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Dec 9, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,324.00 (+24.95%) Homeowner's exemption	$104,588 (+62.19%) Land $3,712 Building $100,876	$261,471 (+62.19%) Land $9,280 Building $252,191
2023	$1,860.00 (+2.42%) Homeowner's exemption	$64,484 (+5.68%) Land $3,712 Building $60,772	$161,211 (+5.68%) Land $9,280 Building $151,931
2022	$1,816.00 Homeowner's exemption	$61,017 Land $3,712 Building $57,305	$152,542 Land $9,280 Building $143,262

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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