250 Lemon Bluff Rd, Osteen, FL 32764 Property Records

Volusia County property record for 250 Lemon Bluff Rd, Osteen, FL 32764

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,293 sqft · built 1982
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Tax Bill$2,255 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone A (high risk)
APN9113-00-00-0098

Property Details

APN / Parcel Number

Primary APN9113-00-00-0098
Alternative APNs
  • 31191300000098
  • 4095705.0
  • 4095705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,293 sqft Living Area
1st Floor Area1,293 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area54,450 sqft (1.25 acres)
Garage TypeMixed
Garage Area418 sqft
CarportCarport
Carport Area396 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area380 sqft
Shed1 Shed
Shed Area150 sqft
Storage Building1,728 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4095705.0
Old Parcel Number31191300000098
Street Address250 LEMON BLUFF RD
CityOSTEEN
StateFL
Zip32764-9658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA3
Legal Description13-19-31 W 1/2 OF SE 1/4 OF SW 1/4 OF SE 1/4 OF SE 1/4 PER OR 5255 PG 3159 PER OR 6573 PG 2974
Legal Range31E
Legal Township19S
Legal Section13
Legal SubdivisionACREAGE
JurisdictionVOLUSIA FL
Township / Civil DivisionDELTONA
Census Block Group1
Census Block1020
Census Tract91005

Owner

250 Lemon Bluff Rd is owned and occupied by two individuals who acquired it in February 2004.

Source: Volusia County records, as of December 19, 2025

Owner of Record2 Individual Names on File
Mailing Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Feb 26, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 2, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS
Apr 7, 2017Loan Modification, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 9, 2004
Deed SaleFeb 9, 2004
Prior SaleSep 20, 2001 · Amount on File
Deed Document Number0525503159
Deed Book / Page04422 / 02944
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658

Mortgage

Document Number0083631952
DateFeb 2, 2023
Book Page8363/1952
Instrument2023021038
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658
Transaction TypeMortgage
Record UpdatedMar 16, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658

Mortgage

Document Number0079972715
DateFeb 26, 2021
Book Page7997/2715
Instrument2021-044453
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term343 Months
DueSep 1, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658
Document Number0077313233
Instrument DateAug 2, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address250 LEMON BLUFF RD OSTEEN FL 327649658, OSTEEN, FL 32764-9658

Mortgage

Document Number0077313233
DateAug 8, 2019
Book Page007731/003233
Instrument156503
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2049

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address250 LEMON BLUFF RD, OSTEEN, FL 32764-9658
Document Number0074064171
Book / Page007406 / 004171
Instrument DateApr 7, 2017
Transaction TypeMortgage
Record UpdatedJul 24, 2017
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address250 LEMON BLUFF RD OSTEEN FL 327649658, OSTEEN, FL 32764-9658

Mortgage

Document Number0074064171
DateJun 6, 2017
Book Page007406/004171
Instrument110532
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 5, 2047
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 250 Lemon Bluff Rd was $2,255 with a homeowner's exemption.

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,255.00 Homeowner's exemption$150,091$264,714 Land $57,500 Building $207,214
2023$1,531.00 (+3.66%) Homeowner's exemption$108,386 (+3%)$238,222 (+1.89%) Land $57,500 Building $180,722
2022$1,477.00 Homeowner's exemption$105,229$233,807 Land $57,500 Building $176,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 Lemon Bluff Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims61 (1994–2024)
Claims Outside the SFHA11 of 61
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 12 claims
  • Hurricane Ian, Oct 2022 · 18 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Lemon Bluff Rd is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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