Iredell County property record for 250 Klutz St, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,488 sqft · built 1958 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $286,000 (Feb 2021) |
| Tax Bill | $3,241 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4731-85-6609.000 |
| Primary APN | 4731-85-6609.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,488 sqft Heated Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 1,488 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80079447 |
|---|---|
| Street Address | 250 KLUTZ ST |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | L16-22 & PT 23 ORREN PB 5-124 |
| Legal Subdivision | TROUTMAN AREA WEST |
| Legal Block | 85 |
| Legal Lot Number | 16-22 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 61202 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 250 KLUTZ ST, TROUTMAN, NC 28166-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 25, 2021 | Warranty Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jul 31, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2020 · Amount on Record |
| Deed Book / Page | 2786 / 1038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 250 KLUTZ ST, TROUTMAN, NC 28166-9407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0002902966 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 2902/966 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | 25279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 250 KLUTZ ST, TROUTMAN, NC 28166-9407 |
| Document Number | 0027861038 |
| Book / Page | 2786 / 1038 |
| Map Reference | MB 5 PG 124 |
| Instrument Date | Feb 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 TRENT PINES DR, MOORESVILLE, NC 28117-8511 |
| Name | Verified Name |
|---|---|
| Address | 250 KLUTZ ST, TROUTMAN, NC 28166-9407 |
| Document Number | 0027861041 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2786/1041 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jul 31, 2020 |
| Property Address | 250 KLUTZ ST, TROUTMAN, NC 28166-9407 |
| Document Number | 27201506 |
| Book / Page | 002720 / 001506 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $284.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 133 TRENT PINES DR MOORESVILLE NC 281178511, MOORESVILLE, NC 28117-8511 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Troutman Town |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,210 (-) Land $48,000 Building $241,210 | $289,210 (-) Land $48,000 Building $241,210 | |
| 2025 | $3,241.00 | $289,210 (-) Land $48,000 Building $241,210 | $289,210 (-) Land $48,000 Building $241,210 |
| 2024 | $3,241.00 | $289,210 (-) Land $48,000 Building $241,210 | $289,210 (-) Land $48,000 Building $241,210 |
| 2023 | $3,241.00 (+35.32%) | $289,210 (+43.32%) Land $48,000 Building $241,210 | $289,210 (+43.32%) Land $48,000 Building $241,210 |
| 2022 | $2,395.00 | $201,790 Land $18,000 Building $183,790 | $201,790 Land $18,000 Building $183,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROUTMAN serves 9,562 people · EPA ID NC0149030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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