250 Gray Fox Trl, Morehead, KY 40351 Property Records

Rowan County property record for 250 Gray Fox Trl, Morehead, KY 40351

Property Summary

Property Type	Rural Home
Details	built 2015
Lot Size	48 acres (2,090,880 sqft)
Owner	2 Company Names on File
Last Sale	$402,000 (Nov 2017)
Tax Bill	$2,169 (2025)
Deeds & Mortgages	May 2026 Transfer Apr 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068-00 00 008.01`

Property Details

APN / Parcel Number

Primary APN	`068-00 00 008.01`
Alternative APNs	`2655` `2692` `2836`

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	2,090,880 sqft (48 acres)

Location & Zoning

Account Number	2836
Street Address	250 GRAY FOX TRL
City	MOREHEAD
State	KY
Zip	40351-9817
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HSE & BARN & 48 A+- CLAY LICK LICKING RIVER
Legal Subdivision	CLAY LICK
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1045
Census Tract	950302

Owner

Source: Rowan County records, as of June 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK
Jan 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 29, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2017 · Amount on File
Deed Sale	Nov 29, 2017 · Amount on File
Deed Document Number	2017407649
Deed Book / Page	266 / 186
Last Transfer Date	May 5, 2026
Transfer Doc	0002046990
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN KY
Recording Date	May 21, 2026
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Document Number	0002046990
Book / Page	299 / 762
Instrument Date	May 5, 2026
Instrument	20262046990
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A417/114
Date	Apr 15, 2020
Book Page	A417/114
Instrument	2004541

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A420/596
Date	Jul 8, 2020
Book Page	A420/596
Instrument	2005529

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A401/755
Date	Jan 17, 2019
Book Page	A401/755
Instrument	412506

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 20, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A429/249
Date	Jan 13, 2021
Book Page	A429/249
Instrument	2007926

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 29, 2017
Property Address	250 GRAY FOX TRL, MOREHEAD, KY 40351-9817
Document Number	00D266/186
Book / Page	D266 / 186
Map Reference	MB4 PG55
Instrument Date	Nov 28, 2017
Instrument	407649
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount on Record
Tax	$402.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 OLD PINHOOK RD, MOUNT OLIVET, KY 41064-7744

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	250 GRAY FOX RDG, MOREHEAD, KY 40351-9817

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,169.00 (-1.77%)	$259,050 (-) Land $227,250 Building $31,800	$402,000 (-) Land $157,500 Building $244,500
2023	$2,208.00	$259,050 Land $227,250 Building $31,800	$402,000 Land $157,500 Building $244,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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