250 Conley Rd, Morehead, KY 40351 Property Records

Rowan County property record for 250 Conley Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	980 sqft · built 2000
Lot Size	0.614 acres (26,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Feb 2016)
Tax Bill	$483 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`134-20 00 013.00`

Property Details

APN / Parcel Number

Primary APN	`134-20 00 013.00`
Alternative APNs	`5877` `5880` `6223`

Interior

Building Area	980 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	26,782 sqft (0.614 acres)

Location & Zoning

Account Number	6223
Street Address	250 CONLEY RD
City	MOREHEAD
State	KY
Zip	40351-8690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLDG & LOTS 68 THRU 73 & LAND HALDEMAN HGTS & MAP 134-2-13.01 & MAP 134-2-14
Legal Subdivision	HALDEMAN HGT
Legal Tract	8
Legal Lot Number	68-73
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	1
Census Block	1021
Census Tract	950400

Owner

Source: Rowan County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 HALDEMAN HTS, MOREHEAD, KY 40351-9013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Deed Document Number	2016396801
Deed Book / Page	259 / 101
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Recording Date	Sep 2, 2026
Property Address	250 CONLEY RD, MOREHEAD, KY 40351-8690
Document Number	0002049966
Book / Page	497 / 730
Instrument Date	Aug 20, 2026
Instrument	20262049966
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CONLEY RD, MOREHEAD, KY 40351-8690

Mortgage

Document Number	0002049966,
Date	Sep 2, 2026
Book Page	497/730
Instrument	20262049966

Lender

Name	STOCK YARDS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 20, 2031

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 CONLEY RD, MOREHEAD, KY 40351-8690
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CONLEY RD, MOREHEAD, KY 40351-8690

Mortgage

Document Number	00A488/504
Date	Jan 6, 2026
Book Page	A488/504
Instrument	2043110

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	250 CONLEY RD, MOREHEAD, KY 40351-8690
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A423/288
Date	Aug 31, 2020
Book Page	A423/288
Instrument	2006240

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank
Address	OLIVE HILL, KY 41164

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$483.00 (-1.83%)	$57,750 (-) Land $30,000 Building $27,750	$57,750 (-) Land $30,000 Building $27,750
2023	$492.00	$57,750 Land $30,000 Building $27,750	$57,750 Land $30,000 Building $27,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	22 (2010–2024)
Claims Outside the SFHA	1 of 22
Most Recent Claim	Sep 2024 · Remnants Of Hurricane Helene
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 5 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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