250 Clutter Rd, Waterford, OH 45786 Property Records

Washington County property record for 250 Clutter Rd, Waterford, OH 45786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 2003
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Tax Bill	$3,308 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120048560001`

Property Details

APN / Parcel Number

Primary APN	`120048560001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,968 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	984 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	88,427 sqft (2.03 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	1,560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	250 CLUTTER RD
City	WATERFORD
State	OH
Zip	45786-6348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R11 T7 SFR 5 262 AC LOT 5 N PT 2.032 AC
Legal Lot Number	5N
Jurisdiction	WASHINGTON OH
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1054
Census Tract	21700

Owner

250 Clutter Rd is owned and occupied by an individual who acquired it in May 2003.

Source: Washington County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	250 CLUTTER RD, WATERFORD, OH 45786-6348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2003
Deed Sale	May 20, 2003
Prior Sale	Dec 18, 1998 · Amount on File
Deed Document Number	2003503
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	250 CLUTTER RD, WATERFORD, OH 45786-6348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	612/1548
Date	May 23, 2017
Book Page	612/1548
Instrument	201700003189

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	250 CLUTTER RD, WATERFORD, OH 45786-6348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	645/758
Date	May 4, 2020
Book Page	645/758
Instrument	202000002532

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 250 Clutter Rd was $3,308, up 21.8% from the year before.

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Fairfield Township
Unified School District	Warren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+21.84%)	$88,630 (+24.55%) Land $6,120 Building $82,510	$253,240 Land $17,490 Building $235,750
2024	$2,715.00	$71,160 Land $4,800 Building $66,360
2022	$2,704.00	$71,160 Land $4,800 Building $66,360	$203,300 Land $13,710 Building $189,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 Clutter Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2004–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Clutter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE HOCKING WATER ASSOCIATION, INC. private · serves 9,892 people · EPA ID OH8400212
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
altafiber Network Solutions Fixed Wireless	25 / 5

Cell Coverage

No cell data coverage reported

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