250 Chestnut St, Tryon, NC 28782 Property Records

Polk County property record for 250 Chestnut St, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 4 ba · 2,608 sqft · built 1940
Lot Size	0.373 acres (16,248 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (May 2022)
Tax Bill	$1,374 (2026)
Deeds & Mortgages	Sep 2020 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T11-A1`

Property Details

APN / Parcel Number

Primary APN	`T11-A1`
Alternative APN	`57153`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Units	3 Units
Building Area	2,608 sqft Finished Area
Basement Area	256 sqft
Unfinished Basement	256 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Triplex
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	16,248 sqft (0.373 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	57153
Street Address	250 CHESTNUT ST
City	TRYON
State	NC
Zip	28782-3345
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	M
Legal Description	T11C, T11C T11C
Legal Subdivision	T11C
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1022
Census Tract	920304

Owner

Source: Polk County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2423 ZION HILL RD, MARION, NC 28752-9682
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage VANDERBILT MORTGAGE & FINANCE INC
May 16, 2022	Warranty Deed, Transfer
Jul 5, 2019	Warranty Deed, Transfer · Stand-Alone Refinance EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Book / Page	470 / 60
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	250 CHESTNUT ST, TRYON, NC 28782-3345
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000452/596
Date	Sep 24, 2020
Book Page	452/596

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 16, 2022
Property Address	250 CHESTNUT ST, TRYON, NC 28782-3345
Document Number	0000470/60
Book / Page	470 / 60
Map Reference	FILE G PG 220
Instrument Date	May 11, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 GALAX CIR, TRYON, NC 28782-3384

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 5, 2019
Property Address	250 CHESTNUT ST, TRYON, NC 28782-3345
Document Number	00441/1558
Book / Page	441 / 1558
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 CHESTNUT ST, TRYON, NC 28782-3345

Mortgage

Document Number	00441/1565
Date	Jul 5, 2019
Book Page	441/1565

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,374.00	$296,918 (-) Land $70,000 Building $226,918	$296,918 (-) Land $70,000 Building $226,918
2025	$1,374.00 (+18.45%)	$296,918 (+46.59%) Land $70,000 Building $226,918	$296,918 (+46.59%) Land $70,000 Building $226,918
2023	$1,160.00	$202,549 Land $22,380 Building $180,169
2021			$202,549 Land $22,380 Building $180,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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