250 Carter Loop Rd, Gatesville, NC 27938 Property Records

Gates County property record for 250 Carter Loop Rd, Gatesville, NC 27938

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,702 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,684 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-03706`

Property Details

APN / Parcel Number

Primary APN	`10-03706`
Alternative APN	`104891`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,702 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	104891
Street Address	250 CARTER LOOP RD
City	GATESVILLE
State	NC
Zip	27938-9000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PT GUS ELLIOTT HOME LOT
Jurisdiction	GATES NC
Township / Civil Division	MINTONSVILLE
Census Block Group	4
Census Block	4009
Census Tract	970100

Owner

Source: Gates County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 CARTER LOOP RD, GATESVILLE, NC 27938-9000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 11, 2018	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 8, 2018
Transfer Doc	344/139
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	250 CARTER LOOP RD, GATESVILLE, NC 27938-9000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	352/553
Date	Feb 3, 2020
Book Page	352/553
Instrument	316440

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2018: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GATES NC
Recording Date	Oct 11, 2018
Property Address	250 CARTER LOOP RD, GATESVILLE, NC 27938-9000
Document Number	344/139
Book / Page	344 / 139
Instrument Date	Oct 8, 2018
Instrument	314779
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 CARTER LOOP RD, 277, GATESVILLE, NC 27938-9489

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	250 CARTER LOOP RD, GATESVILLE, NC 27938-9000

Tax Assessment & Valuation

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,684.00 (+0.55%)	$503,663 (-) Land $24,000 Building $479,663	$503,663 (-) Land $24,000 Building $479,663
2025	$3,664.00 (-13.69%)	$503,663 (+6.96%) Land $24,000 Building $479,663	$503,663 (+6.96%) Land $24,000 Building $479,663
2023	$4,245.00	$470,903 Land $19,680 Building $451,223	$470,903 Land $19,680 Building $451,223

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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