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250 Arroyo Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 250 Arroyo Dr, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,284 sqft · built 1972
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Sep 2025)
Tax Bill$3,767 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN051-542-14

Property Details

APN / Parcel Number

Primary APN051-542-14
Alternative APN
  • 051-542-14-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,284 sqft Living Area
Gross Area2,724 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2000
Exterior MaterialBlock
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address250 ARROYO DR
CityWATSONVILLE
StateCA
Zip95076-0906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal SubdivisionMESA VILLAGE UN 07 TR 576
Legal Lot Number162
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3006
Census Tract122500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address250 ARROYO DR, WATSONVILLE, CA 95076-0906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Deed Document Number202518444
Prior Transfer DateNov 25, 2024
Prior Transfer Doc0000023758
Record UpdatedSep 20, 2026

September 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 3, 2025
Property Address250 ARROYO DR, WATSONVILLE, CA 95076-0906
Document Number0000018444
Map ReferenceMB 56 PG 35
Instrument DateAug 19, 2025
Instrument2025-0018444
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$907.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address250 ARROYO DR, WATSONVILLE, CA 95076-0906

Mortgage

Document Number0000018445
DateSep 3, 2025
Instrument2025-0018445
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$825,000 (+329.04%) Land $545,000 Building $280,000
2025$3,767.00 (+16.88%)$192,289 (+4.04%) Land $29,205 Building $163,084
2023$3,223.00 (+3.9%) Homeowner's exemption$184,822 Land $28,071 Building $156,751$718,830
2022$3,102.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims42 (1982–2023)
Claims Outside the SFHA3 of 42
Most Recent ClaimMar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 5 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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