250 7th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 250 7th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,196 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$366,000 (2025)
Tax Bill	$4,761.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0056-0135`
Alternative APNs	`263001000100560135` `77025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,196 sqft Living Area
Gross Area	1,874 sqft Gross Area
1st Floor	1,196 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	100 ft x 0.8 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	380 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	240 sqft Pool
Deck Area	504 sqft Deck
Porch Area	298 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	250 7TH ST
City	SAINT CLOUD
State	FL
Zip	34769-2900
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 56, E 1/2 OF LOTS 13-16 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	56
Legal Lot Number	135
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5038
Census Tract	43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0056-0135

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	250 7TH ST, SAINT CLOUD, FL 34769-2900
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage POINT MORTGAGE CORP
Mar 08, 2021	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Dec 30, 2019	Quit Claim Deed · Federal Housing Administration (FHA) Mortgage QUICKEN LNS
Jun 11, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Mar 08, 2021 · Amount on Record
Deed Doc Number	202578393
Deed Book / Page	6808 / 390
Prior Transfer Date	Dec 17, 2019
Prior Transfer Doc	0056491080
Record Refreshed	Jun 08, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2025
Property Address	250 7TH ST, SAINT CLOUD, FL 34769-2900
Document Number	0068080390
Book / Page	6808 / 390
Map Reference	MB B PG 33
Instrument Date	Jun 18, 2025
Instrument	2025078393
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, MAGNOLIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,562.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4962 LAZY OAKS WAY, SAINT CLOUD, FL 34771-8843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 7TH ST, SAINT CLOUD, FL 34769-2900

Mortgage

Document Number	0006808391
Date	Jun 23, 2025
Instrument	6808/391

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 08, 2021
Property Address	250 7TH ST, SAINT CLOUD, FL 34769-2900
Document Number	0059052533
Book / Page	5905 / 2533
Map Reference	MB B PG 33
Instrument Date	Mar 03, 2021
Instrument	2021033179
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,722.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 7TH ST, 250, SAINT CLOUD, FL 34769-2900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12182 CAMP CHARLES RD, BAILEY, NC 27807-8508
Investor	Possibly a Property Investor

Mortgage

Document Number	0059052535
Date	Mar 08, 2021
Instrument	5905/2535

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

December 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 30, 2019
Property Address	250 7TH ST, SAINT CLOUD, FL 34769-2900
Document Number	0056491080
Book / Page	005649 / 001080
Instrument Date	Dec 17, 2019
Instrument	168849
Record Updated	Jan 20, 2020
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 7TH ST ST CLOUD FL 347692900, ST CLOUD, FL 34769-2900

Mortgage

Document Number	56491081
Date	Dec 30, 2019
Book Page	005649/001081
Instrument	168850

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 11, 2018
Property Address	250 7TH ST, SAINT CLOUD, FL 34769-2900
Document Number	0053472380
Book / Page	005347 / 002380
Instrument Date	Jun 08, 2018
Instrument	89578
Transaction Type	Transfer
Record Updated	Jul 02, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,463.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	250 7TH ST ST CLOUD FL 347692900, ST CLOUD, FL 34769-2900

Mortgage

Document Number	53472381
Date	Jun 11, 2018
Book Page	005347/002381
Instrument	89579

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,083.00 (+6.76%)	$283,800 (+12.22%) Land $46,800 Building $237,000	$283,800 (+12.22%) Land $46,800 Building $237,000
2024	$4,761.00 (+9.1%)
2023	$4,364.00 (+12.1%)	$252,900 (+17.19%) Land $42,500 Building $210,400	$252,900 (+17.19%) Land $42,500 Building $210,400
2022	$3,893.00	$215,800 Land $35,100 Building $180,700	$215,800 Land $35,100 Building $180,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

250 7th St, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Quit Claim Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on 7th St

Nearby Streets

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