St. Joseph County property record for 250 4th Ave, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,724 sqft · built 1866 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit May 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-445-094-00 |
| Primary APN | 051-445-094-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1866 |
|---|---|
| Effective Year Built | Effective 1866 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 250 4TH AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 25 BLK 60 PORTAGE ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADD |
| Legal Block | 60 |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 40400 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| May 31, 2022 | Intrafamily Transfer, Transfer |
| May 31, 2022 | Transfer on Death Deed, Transfer |
| Nov 9, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Feb 28, 2019 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 614 / 268 |
| Last Transfer Date | May 24, 2022 |
| Transfer Doc | 2022005105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Document Number | 2026000535 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026000535 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 31, 2022 |
| Property Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Document Number | 2022005104 |
| Map Reference | LB 28 PG 425 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022005104 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 31, 2022 |
| Property Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Document Number | 2022005105 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022005105 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020007371 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020007371 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 49545 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 250 4TH AVE, THREE RIVERS, MI 49093-1509 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1949/0660 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 1949/0660 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2039 |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,700 (+8.73%) Land $4,000 Building $70,700 | $149,400 (+8.73%) Land $8,000 Building $141,400 | |
| 2025 | $1,336.00 (+13.41%) Homeowner's exemption | $68,700 (+29.14%) Land $4,000 Building $64,700 | $137,400 (+29.14%) Land $8,000 Building $129,400 |
| 2023 | $53,200 Land $2,400 Building $50,800 | $106,400 Land $4,800 Building $101,600 | |
| 2022 | $1,178.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 44 units insured incl. 33 condo units |
| Nearby Flood Claims | 20 (1981–2020) |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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