25 Winter St, Hagerstown, MD 21740 Property Records

Washington County property record for 25 Winter St, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,978 sqft · built 1890
Lot Size	0.055 acres (2,400 sqft)
Owner	Company Name on File
Last Sale	$110,000 (Sep 2023)
Tax Bill	$1,466 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-001141`

Property Details

APN / Parcel Number

Primary APN	`25-001141`
Alternative APN	`001141`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,978 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Lot Dimensions	80 ft deep x 30 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	001141
Street Address	25 WINTER ST
City	HAGERSTOWN
State	MD
Zip	21740-4639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	LOT 30X80 0.055A 25 WINTER ST
Legal Subdivision	JACQUES ADD HAGERSTOWN
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	2
Census Block	2027
Census Tract	302

Owner

25 Winter St is owned by a company that bought it in September 2023.

Source: Washington County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	645 WASHINGTON AVE, HAGERSTOWN, MD 21740-4635
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed, Transfer · Conventional Mortgage SHAWN TOWNES ETAL
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Mar 8, 2010 · Amount on File
Deed Book / Page	7321 / 476
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 18, 2023
Property Address	25 WINTER ST, HAGERSTOWN, MD 21740-4639
Document Number	0073210476
Book / Page	7321 / 476
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	SECURITY TTL GUARANTEE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 WASHINGTON AVE, HAGERSTOWN, MD 21740-4635

Mortgage

Document Number	0073210481
Date	Sep 18, 2023
Book Page	7321/481

Lender

Name	SHAWN TOWNES ETAL
Type	Non-Lending Institution
Address	HAGERSTOWN, MD 21740

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 13, 2024

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	25 WINTER ST, HAGERSTOWN, MD 21740-4639
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061260073
Date	Dec 3, 2019
Book Page	6126/0073

Lender

Name	FULTON BANK NA
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 25 Winter St was $1,466, up 7.1% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,466.00 (+7.09%)	$160,933 (+7.07%)	$182,200 (+21.22%) Land $20,000 Building $162,200
2025	$1,369.00	$150,300 Land $20,000 Building $130,300	$150,300 Land $20,000 Building $130,300
2023	$1,098.00	$120,100	$150,300 Land $20,000 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Winter St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25 Winter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

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