25 Winter St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 25 Winter St, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	7 bd · 2 ba · 2,561 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:34 L:316`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:34 L:316`

Interior

Bedrooms	7 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,561 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 WINTER ST
City	BIDDEFORD
State	ME
Zip	04005-3548
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	316
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2018
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	582 LEDGE RD, NORTH YARMOUTH, ME 04097-6970
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage HMA MORTGAGE
Mar 25, 2026	Quit Claim Deed, Transfer
Dec 13, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 22, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN BANK
Sep 13, 2018	Intrafamily Transfer, Transfer · FHA Mortgage CROSS COUNTRY MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026
Deed Sale	Mar 25, 2026
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	20269772
Deed Book / Page	19868 / 717
Prior Transfer Date	Mar 24, 2026
Prior Transfer Doc	0198680717
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Recording Date	Apr 22, 2026
Property Address	25 WINTER ST, BIDDEFORD, ME 04005-3548
Document Number	0198880440
Book / Page	19888 / 440
Instrument Date	Apr 21, 2026
Instrument	202613318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WINTER ST, BIDDEFORD, ME 04005-3548

Mortgage

Document Number	0000013318,
Date	Apr 22, 2026
Book Page	19888/440
Instrument	202613318

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 25, 2026
Property Address	25 WINTER ST, BIDDEFORD, ME 04005-3548
Document Number	0198680717
Book / Page	19868 / 717
Instrument Date	Mar 24, 2026
Instrument	2026009772
Transaction Type	Transfer
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	582 LEDGE RD, N YARMOUTH, ME 04097-6970

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	25 WINTER ST, BIDDEFORD, ME 04005-3548
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188970396
Date	Dec 13, 2021
Book Page	18897/396
Instrument	2021071569

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jan 1, 2049

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 22, 2023
Property Address	25 WINTER ST, BIDDEFORD, ME 04005-3548
Document Number	0193660253
Book / Page	19366 / 253
Instrument Date	Dec 21, 2023
Instrument	2023040286
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 STARBIRD ST, LOWELL, MA 01854-2531

Mortgage

Document Number	2023040287
Date	Dec 22, 2023
Instrument	2023040287

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 13, 2018
Property Address	25 WINTER ST, BIDDEFORD, ME 04005-3548
Document Number	0178000204
Book / Page	17800 / 0204
Instrument	2018038663
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018038664
Date	Sep 13, 2018
Instrument	2018038664

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,275.00 (+6.22%)	$353,100 (+1.12%) Land $137,800 Building $215,300
2024	$4,966.00 (+10.09%)	$349,200 (+1.57%) Land $137,800 Building $211,400
2023	$4,511.00 (+18.12%)	$343,800 (+47.74%) Land $135,400 Building $208,400
2022	$3,819.00	$232,700 Land $73,200 Building $159,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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