25 Willow St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 25 Willow St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,645 sqft · built 1850
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$53,000 (Oct 2022)
Tax Bill	$1,885 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
APN	`2.-163-05`

Property Details

APN / Parcel Number

Primary APN	`2.-163-05`
Alternative APNs	`480111203400030051000000` `164801 112.34-3-5.100`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,645 sqft Living Area
1st Floor Area	920 sqft
2nd Floor Area	500 sqft
Upper Floors Area	225 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	255 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	255 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-163-05
Street Address	25 WILLOW ST
City	MALONE
State	NY
Zip	12953-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	3
Legal Lot Number	5.100
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	3
Census Block	3000
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 WILLOW ST, MALONE, NY 12953-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK
Aug 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Aug 19, 2020 · Amount on Record
Deed Document Number	20225649
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Oct 18, 2022
Property Address	25 WILLOW ST, MALONE, NY 12953-2015
Document Number	0000005649
Instrument Date	Oct 13, 2022
Instrument	2022-5649
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WILLOW ST, MALONE, NY 12953-2015

Mortgage

Document Number	0000005650
Date	Oct 18, 2022
Instrument	2022-5650

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 19, 2020
Property Address	25 WILLOW ST, MALONE, NY 12953-2015
Document Number	0000003338
Instrument Date	Jul 27, 2020
Instrument	2020-3338
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 PINES RD, MALONE, NY 12953-5600

Mortgage

Document Number	0000003339
Date	Aug 19, 2020
Instrument	2020-3339

Lender

Name	NORTH COUNTRY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.45%
Type Change Date	Sep 1, 2021
Max Rate At Change	3.35%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,885.00 (-1.15%)
2025	$1,907.00	$34,500 (-) Land $7,500 Building $27,000	$63,889 (+11.11%) Land $13,889 Building $50,000
2023		$34,500 Land $7,500 Building $27,000	$57,500 Land $12,500 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Westelcom Networks.

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