25 Willard St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 25 Willard St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,550 (Aug 2025)
Tax Bill	$8,082 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`21-00072-02-00031`

Property Details

APN / Parcel Number

Primary APN	`21-00072-02-00031`
Alternative APNs	`2100072000200031` `001572`

Interior

Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Frame
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Account Number	001572
Street Address	25 WILLARD ST
City	GARFIELD
State	NJ
Zip	07026-3309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2500 SF
Legal Subdivision	CITY/GARFIELD
Legal Block	72.02
Legal Lot Number	31
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	3
Census Block	3007
Census Tract	21600

Owner

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 WILLARD ST, GARFIELD, NJ 07026-3309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage POLISH & SLAVIC FCU
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEICHERT FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Jul 27, 2016 · Amount on Record
Deed Document Number	202554000
Deed Book / Page	5569 / 837
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	0055690837
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 WILLARD ST, GARFIELD, NJ 07026-3309
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040431117
Date	Mar 30, 2021
Book Page	4043/1117
Instrument	2021045748

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	25 WILLARD ST, GARFIELD, NJ 07026-3309
Document Number	0026950589
Book / Page	002695 / 000589
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 WILLARD ST GARFIELD NJ 070263309, GARFIELD, NJ 07026-3309

Mortgage

Document Number	0026950589
Date	Aug 15, 2017
Book Page	002695/000589

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,300 (-) Land $78,400 Building $153,900	$232,300 (-) Land $78,400 Building $153,900
2025	$8,082.00 (+4.26%)	$232,300 (-) Land $78,400 Building $153,900	$232,300 (-) Land $78,400 Building $153,900
2024	$7,752.00 (+7%)
2023		$232,300 Land $78,400 Building $153,900	$232,300 Land $78,400 Building $153,900
2022	$7,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	140 (1978–2021)
Claims Outside the SFHA	5 of 140
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Aug 2011 · 49 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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