25 Wilderness Ln, Marble, NC 28905 Property Records

Cherokee County property record for 25 Wilderness Ln, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,800 sqft · built 2022
Lot Size	4.82 acres (210,395 sqft)
Owner	Individual Name on File
Last Sale	$28,000 (Apr 2020)
Tax Bill	$1,050 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`553400318445000`

Property Details

APN / Parcel Number

Primary APN	`553400318445000`
Alternative APN	`51747`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,800 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	210,395 sqft (4.82 acres)
Lot Width	155 ft Width
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51747
Street Address	25 WILDERNESS LN
City	MARBLE
State	NC
Zip	28905-8747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 PUETT COVE EST 889/13
Legal Subdivision	PUETT COVE EST
Legal Lot Number	68
Jurisdiction	CHEROKEE NC
Township / Civil Division	VALLEYTOWN
Census Block Group	2
Census Block	2023
Census Tract	930200

Owner

25 Wilderness Ln is owned by an individual who bought it in April 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 1789, ANDREWS, NC 28901-1789
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Apr 9, 2020	Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on File
Deed Sale	Apr 9, 2020 · Amount on File
Deed Document Number	1806
Deed Book / Page	1640 / 989
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	25 WILDERNESS LN, MARBLE, NC 28905-8747
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PARKER RDG, PETAL, MS 39465-9274

Mortgage

Document Number	01719/1273
Date	Sep 1, 2022
Book Page	1719/1273
Instrument	5713

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Sep 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 9, 2020
Property Address	25 WILDERNESS LN, MARBLE, NC 28905-8747
Document Number	001640/989
Book / Page	1640 / 989
Instrument Date	Jan 22, 2020
Instrument	1806
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 PARKER RDG, PETAL, MS 39465-9274

Mortgage

Document Number	0001640996
Date	Apr 9, 2020
Instrument	1640/996

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 25 Wilderness Ln was $1,050.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,050.00	$145,410	$145,410 Land $27,050 Building $118,360
2023		$103,560	$103,560 Land $27,050 Building $76,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Wilderness Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1990)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Wilderness Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilderness Ln

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