25 Whittingham Ter, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 25 Whittingham Ter, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	1,534 sqft · built 1920
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Sep 2020)
Tax Bill	$12,756 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00804-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-00804-0000-00004`
Alternative APNs	`120080400004` `07041`

Interior

Stories	2 Stories
Building Area	1,534 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25 WHITTINGHAM TER
City	MILLBURN
State	NJ
Zip	07041-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Block	804
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	1
Census Block	1004
Census Tract	20300

Owner

25 Whittingham Ter is owned and occupied by two individuals who bought it in September 2020.

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 WHITTINGHAM TER, MILLBURN, NJ 07041-1556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Sep 8, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage MLD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2020 · Amount on File
Deed Sale	Sep 8, 2020 · Amount on File
Prior Sale	Dec 2, 2009 · Amount on File
Deed Document Number	202086480
Prior Transfer Date	Feb 7, 1991
Prior Transfer Doc	5187000095
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	25 WHITTINGHAM TER, MILLBURN, NJ 07041-1556
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031731
Date	Mar 16, 2021
Instrument	2021031731

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 8, 2020
Property Address	25 WHITTINGHAM TER, MILLBURN, NJ 07041-1556
Document Number	0000086480
Instrument Date	Jul 30, 2020
Instrument	2020086480
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	PRIMETIME TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	453 BUCK BLVD, 453, WHITE HAVEN, PA 18661-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WHITTINGHAM TER, MILLBURN, NJ 07041-1556

Mortgage

Document Number	0000086481
Date	Sep 8, 2020
Instrument	2020086481

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25 Whittingham Ter was $12,756, up 1.9% from the year before.

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,800 (-) Land $518,200 Building $113,600	$631,800 (-) Land $518,200 Building $113,600
2025	$12,756.00 (+1.87%)	$631,800 Land $518,200 Building $113,600	$631,800 Land $518,200 Building $113,600
2024	$12,522.00
2023		$631,800 Land $518,200 Building $113,600	$631,800 Land $518,200 Building $113,600
2022	$12,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Whittingham Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	51 (1978–2023)
Claims Outside the SFHA	27 of 51
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 17 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Whittingham Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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