25 Whitney Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 25 Whitney Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,826 sqft · built 1910
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 1997)
Tax Bill	$7,770 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R10`

Property Details

APN / Parcel Number

Primary APN	`R10`
Alternative APNs	`BEVE M:0020 B:0476 L` `4737`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	2,993 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4737
Street Address	25 WHITNEY AVE
City	BEVERLY
State	MA
Zip	01915-3435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	PROSPECT HILL
Legal Block	476
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	5
Census Block	5012
Census Tract	217500

Owner

25 Whitney Ave is owned and occupied by two individuals who bought it in June 1997.

Source: Essex County and Beverly City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 WHITNEY AVE, BEVERLY, MA 01915-3435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1997 · Amount on File
Deed Sale	Jun 30, 1997 · Amount on File
Deed Book / Page	14187 / 295
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Recording Date	Jun 1, 2026
Property Address	25 WHITNEY AVE, BEVERLY, MA 01915-3435
Document Number	043418-576
Book / Page	43418 / 576
Instrument Date	May 11, 2026
Instrument	20263460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 WHITNEY AVE, BEVERLY, MA 01915-3435

Mortgage

Document Number	0000003460,
Date	Jun 1, 2026
Book Page	43418/576
Instrument	20263460

Lender

Name	SALEM FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	25 WHITNEY AVE, BEVERLY, MA 01915-3435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36230-429
Date	Oct 5, 2017
Book Page	36230/429
Instrument	36

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 25 Whitney Ave was $7,770, up 6.2% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,770.00 (+6.16%)	$707,000 (+8.49%) Land $431,700 Building $275,300	$683,620
2024	$7,319.00 (+3.77%)	$651,700 (+4.04%) Land $376,400 Building $275,300
2023	$7,053.00	$626,400 Land $348,700 Building $277,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Whitney Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Whitney Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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