Hampden County and Westfield City property record for 25 White St, Westfield, MA 01085
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,416 sqft · built 1925 |
| Lot Size | 0.21 acres (9,135 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Feb 2026) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:7 L:57 |
| Primary APN | WFLD M:7 L:57 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,416 sqft Living Area |
| Gross Area | 6,192 sqft |
| Basement Area | 1,440 sqft |
| Unfinished Basement | 1,440 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,135 sqft (0.21 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 25 WHITE ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-3130 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RC |
| Legal Lot Number | 57 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 812702 |
25 White St, a duplex, is owned and occupied by two individuals who bought it in February 2026.
Source: Hampden County and Westfield City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 WHITE ST, WESTFIELD, MA 01085-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NATIONSWIDE MTG BKERS |
| Oct 11, 2018 | Deed of Trust, Mortgage MONSON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on File |
| Deed Sale | Feb 18, 2026 · Amount on File |
| Prior Sale | Oct 12, 2012 · Amount on File |
| Deed Book / Page | 26222 / 596 |
| Prior Transfer Date | Feb 5, 2026 |
| Prior Transfer Doc | 026222-596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Feb 18, 2026 |
| Property Address | 25 WHITE ST, WESTFIELD, MA 01085-3130 |
| Document Number | 026222-596 |
| Book / Page | 26222 / 596 |
| Instrument Date | Feb 5, 2026 |
| Instrument | 6990 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 25 WHITE ST, WESTFIELD, MA 01085-3130 |
| Document Number | 0000006991 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 6991 |
| Name | NATIONSWIDE MTG BKERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 25 WHITE ST, WESTFIELD, MA 01085-3130 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22397-566 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 22397/566 |
| Instrument | 61061 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 1, 2033 |
The 2026 property tax bill for 25 White St was $4,918, up 12.2% from the year before.
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 (+12.23%) | $329,400 (+14.1%) Land $75,500 Building $253,900 | $390,840 |
| 2025 | $4,382.00 | $288,700 Land $77,600 Building $211,100 | |
| 2023 | $4,034.00 | $237,600 Land $67,200 Building $170,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 White St in Zone X, an area of moderate flood risk, though there have been 10 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1980–2011) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Aug 2011 · Tropical Storm Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 White St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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