Beaufort County property record for 25 Wharf St, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,316 sqft · built 2007 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Oct 2020) |
| Tax Bill | $7,974 (2025) |
| Deeds & Mortgages | Oct 2020 Sale Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R61003900A01440000 |
| Primary APN | R61003900A01440000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.162 acres) |
| Garage Type | Carport |
| Garage Area | 288 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 00520118 |
|---|---|
| Old Parcel Number | R61003900A01440000 |
| Street Address | 25 WHARF ST |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-7657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | PARCEL A PB121 P45 PB121 P46 PB35 P1 PB113 P80 REVISED PLAT PB42 P41 SPLIT 8/87 |
| Legal Subdivision | BLUFFTON |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 2107 |
25 Wharf St is owned by two individuals who acquired it in July 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 911 EAST DR, HURON, OH 44839-9705 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage COASTAL STATES MORTGAGE INC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Prior Sale | Sep 11, 2019 · Amount on File |
| Deed Document Number | 0000057818 |
| Deed Book / Page | 003919 / 001535 |
| Last Transfer Date | Jul 2, 2025 |
| Transfer Doc | 0000030574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 9, 2020 |
| Property Address | 25 WHARF ST, BLUFFTON, SC 29910-7657 |
| Document Number | 0000057818 |
| Book / Page | 003919 / 001535 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 57818 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8814 FOXBORO CT CINCINNATI OH 452362112, CINCINNATI, OH 45236-2112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Sep 11, 2019 |
| Property Address | 25 WHARF ST, BLUFFTON, SC 29910-7657 |
| Document Number | 0000048632 |
| Book / Page | 3792 / 2104 |
| Map Reference | MB 121 PG 46 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019048632 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 JCS CV, 2, BLUFFTON, SC 29910-6637 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8814 FOXBORO CT, CINCINNATI, OH 45236-2112 |
| Document Number | 0000048633 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019048633 |
| Name | COASTAL STATES MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 25 Wharf St was $7,974, up 1.5% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,974.00 (+1.48%) | $27,600 (+2.82%) | |
| 2024 | $7,858.00 (+158.15%) | $26,844 (-) Land $7,364 Building $19,480 | $671,100 (-) Land $184,100 Building $487,000 |
| 2023 | $3,044.00 (-57.46%) | $26,844 (+11.85%) Land $7,364 Building $19,480 | $671,100 (+67.78%) Land $184,100 Building $487,000 |
| 2022 | $7,156.00 | $24,000 | $400,000 Land $10,000 Building $390,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 Wharf St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 87 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 87 in force |
| Nearby Flood Claims | 13 (2016–2024) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Wharf St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures