Walton County property record for 25 Whalebone Aly, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,875 sqft · built 2020 |
| Lot Size | 0.101 acres (4,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Nov 2020) |
| Tax Bill | $41,426 (2023) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16437-00L-0030 |
| Primary APN | 27-3S-18-16437-00L-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,875 sqft Living Area |
| Gross Area | 6,813 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete Tile |
| Lot Area | 4,400 sqft (0.101 acres) |
| Lot Dimensions | 10 ft deep x 4.4 ft wide |
| Garage Type | Finished |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1084633 |
|---|---|
| Street Address | 25 WHALEBONE ALY |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-8257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT L3 ALYS BEACH BLOCK L PB 19-58 OR 3158-4138 OR 3167-2922 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | ALYS BEACH BLOCK |
| Legal Block | L |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950611 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25 WHALEBONE ALY, INLET BEACH, FL 32461-8257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage BNY MELLON NA |
| Sep 9, 2020 | Special Warranty Deed, Transfer · Commercial Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on File |
| Deed Sale | Nov 4, 2020 · Amount on File |
| Prior Sale | Sep 9, 2020 · Amount on File |
| Deed Document Number | 20200044811 |
| Deed Book / Page | 3167 / 2922 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 4, 2020 |
| Property Address | 25 WHALEBONE ALY, INLET BEACH, FL 32461-8257 |
| Document Number | 0031672922 |
| Book / Page | 3167 / 2922 |
| Map Reference | MB 19 PG 58 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 20200044811 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RELI TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 MATTHEWS DR, 2400, AUSTIN, TX 78703-1548 |
| Name | Verified Name |
|---|---|
| Address | 255 CLOISTER GREEN LN, MEMPHIS, TN 38120-2364 |
| Document Number | 0031672913 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 3167/2913 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 9, 2020 |
| Property Address | 25 WHALEBONE ALY, INLET BEACH, FL 32461-8257 |
| Document Number | 0031584138 |
| Book / Page | 3158 / 4138 |
| Map Reference | MB 19 PG 58 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 20200034842 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | RELI TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,161.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, ALYS BEACH, FL 32461 |
| Name | Verified Name |
|---|---|
| Address | 2400 MATTHEWS DR, AUSTIN, TX 78703-1548 |
| Document Number | 0031584140 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 3158/4140 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 33 Months |
| Due | Jun 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377,116 (-0.26%) Land $836,000 Building $3,541,116 | $4,377,116 (-0.26%) Land $836,000 Building $3,541,116 | |
| 2023 | $41,426.00 (-1.97%) | $4,388,424 (-8.99%) Land $836,000 Building $3,552,424 | $4,388,424 (-8.99%) Land $836,000 Building $3,552,424 |
| 2022 | $42,257.00 | $4,822,111 Land $674,578 Building $4,147,533 | $4,822,111 Land $674,578 Building $4,147,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
May also be available: Mediacom Xtream, REV, Wildstar Networks, WOW Internet, Cable & Phone.
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