Lonoke County property record for 25 Watercrest Cv, Austin, AR 72007
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,388 sqft · built 2004 |
| Lot Size | 1.32 acres (57,624 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,372 (2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-10001-000 |
| Primary APN | 150-10001-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Storm Shelter | Storm Shelter |
| Flooring | Ceramic Tile |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 57,624 sqft (1.32 acres) |
| Lot Dimensions | 294 ft deep x 196 ft wide |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Driveway | Driveway |
| Driveway Area | 4,626 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 120 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 357 sqft |
| Patio Area | 612 sqft |
| Utility Building | 1,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 25 WATERCREST CV |
|---|---|
| City | AUSTIN |
| State | AR |
| Zip | 72007-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 CITY/MUNI/TWP:RURAL SUBD:CEDAR LAKE ESTATES SEC/TWN/RNG/MER:SEC 21 TWN 04N RNG 09W |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 21 |
| Legal Subdivision | CEDAR LAKE ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | CAROLINE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20103 |
25 Watercrest Cv is owner-occupied and held in a trust since February 2025.
Source: Lonoke County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25 WATERCREST CV, AUSTIN, AR 72007-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 29, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage CHAMBERS BANK |
| Jul 31, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Jul 29, 2021 · Amount on File |
| Last Transfer Date | Feb 25, 2025 |
| Transfer Doc | 0000001459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jul 29, 2021 |
| Property Address | 25 WATERCREST CV, AUSTIN, AR 72007-9521 |
| Document Number | 0000009952 |
| Book / Page | 2021 / 9952 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-09952 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 WATERCREST CV, AUSTIN, AR 72007-9521 |
| Document Number | 202109953 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-09953 |
| Name | CHAMBERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 25 WATERCREST CV, AUSTIN, AR 72007-9521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007396 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 2017/07396 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | May 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $62,580 Land $6,000 Building $56,580 | ||
| 2024 | $2,372.00 (-17.41%) | ||
| 2023 | $2,872.00 | $62,580 Land $6,000 Building $56,580 | $312,900 Land $30,000 Building $282,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Watercrest Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Watercrest Cv is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 70% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARD WATERWORKS serves 12,579 people · EPA ID AR0000345 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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