25 Washington St, Monroe, MI 48161 Property Records

Monroe County property record for 25 Washington St, Monroe, MI 48161

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3,380 sqft · built 1983
Lot Size	0.071 acres (3,093 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Nov 2020)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00175-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00175-000`
Alternative APN	`55 39 00175 000 D`

Interior

Stories	1 Story
Building Area	3,380 sqft Total Area
1st Floor Area	3,380 sqft

Exterior

Effective Year Built	Effective 1983
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	150 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	25 WASHINGTON ST
City	MONROE
State	MI
Zip	48161-2234
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R-1A
Legal Description	OLD VILLAGE PLAT EAST OF MONROE ST PART OF LOT 46 COMM 171.69 FT N 32D 39.1M E FR INT E LI WASHINGTON ST WI N LI E FIRST ST
Legal Subdivision	OLD VILLAGE EAST OF MONROE ST
Legal Lot Number	46
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2002
Census Tract	831900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

25 Washington St, a commercial property, is owned by a company that bought it in November 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Company Name on File
Mailing Address	11700 STRASBURG RD, ERIE, MI 48133-9798
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit OLD NAT'L BK
Nov 24, 2020	Warranty Deed, Transfer · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Deed Document Number	202025409
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	25 WASHINGTON ST, MONROE, MI 48161-2234
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11700 STRASBURG RD, ERIE, MI 48133-9798

Mortgage

Document Number	0000018698
Date	Nov 12, 2025
Instrument	2025R18698

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 5, 2030

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	25 WASHINGTON ST, MONROE, MI 48161-2234
Document Number	0000025410
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 WASHINGTON ST MONROE MI 481612234, MONROE, MI 48161-2234

Mortgage

Document Number	0000025410
Date	Nov 24, 2020
Instrument	25410

Lender

Name	OLD NAT'L BK
Type	Bank
Address	TECUMSEH, MI 49286

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 23, 2025

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 24, 2020
Property Address	25 WASHINGTON ST, MONROE, MI 48161-2234
Document Number	2020R25409
Map Reference	LB 2 PG 3
Instrument Date	Nov 19, 2020
Instrument	2020R25409
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3653 NELSON DR, 3653, NEWPORT, MI 48166-9661

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 VIVIAN RD, MONROE, MI 48162-4133

Mortgage

Document Number	2020R25410
Date	Nov 24, 2020
Instrument	2020R25410

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 19, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 25 Washington St was $6,973.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,700 Land $58,800 Building $117,900	$353,400 Land $117,600 Building $235,800
2025	$6,973.00
2023	$6,114.00	$98,480	$196,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, T-Mobile, Verizon.

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