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25 Ware St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 25 Ware St, Lowell, MA 01851

Property Summary

Property TypeTriplex
Details9 bd · 3.5 ba · 3,952 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$750,000 (May 2025)
Tax Bill$7,496 (2026)
Deeds & MortgagesMay 2023 Refinance
May 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS12635

Property Details

APN / Parcel Number

Primary APNS12635
Alternative APN
  • LOWE M:141 B:6125 L:25

Interior

Bedrooms9 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms16 Rooms
Units3 Units
Stories3 Stories
Building Area3,952 sqft Living Area
Gross Area5,082 sqft
1st Floor Area1,362 sqft
Basement Area1,170 sqft
Unfinished Basement730 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area3,920 sqft (0.09 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberS12635
Street Address25 WARE ST
CityLOWELL
StateMA
Zip01851-2631
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeTTF
Legal SubdivisionGRIFFIN PLACE CONDO
Legal Block6125
Legal Lot Number25
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1013
Census Tract311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2 ATKINSON DR, SAUGUS, MA 01906-1665
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
May 29, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UMASS/FIVE COLLEGE FEDERAL CREDIT U

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2025 · Amount on Record
Deed SaleMay 29, 2025 · Amount on Record
Prior SaleSep 26, 2011 · Amount on Record
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address25 WARE ST, LOWELL, MA 01851-2631
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000320060
DateMay 22, 2023
Instrument320060
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJun 1, 2052

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 29, 2025
Property Address25 WARE ST, LOWELL, MA 01851-2631
Document Number0000326566
Instrument DateMay 29, 2025
Instrument326566
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2 ATKINSON DR, SAUGUS, MA 01906-1665

Mortgage

Document Number0000326567
DateMay 29, 2025
Instrument326567
Lender
NameUMASS/FIVE COLLEGE FEDERAL CREDIT U
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateJun 1, 2030
Max Rate At Change2%
Index5-Year CMT
Margin2

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$7,496.00 (+6.45%)$660,400 (+7.66%) Land $127,400 Building $533,000
2025$7,042.00 (+4.82%)$613,400 (+8.74%) Land $112,400 Building $501,000
2024$6,718.00 (+1.97%)$564,100 (+6.35%) Land $105,000 Building $459,100
2023$6,588.00$530,400 Land $91,300 Building $439,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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