25 Wallace Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 25 Wallace Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1953
Lot Size	0.337 acres (14,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Sep 1992)
Tax Bill	$10,672 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00104-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`18-00104-0000-00013`
Alternative APNs	`180010400013` `20`

Interior

Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,688 sqft (0.337 acres)
Lot Dimensions	144 ft deep x 102 ft wide

Location & Zoning

Account Number	20
Street Address	25 WALLACE RD
City	SUMMIT
State	NJ
Zip	07901-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	104
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4002
Census Tract	37700

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 WALLACE RD, SUMMIT, NJ 07901-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1992 · Amount on Record
Deed Sale	Sep 23, 1992 · Amount on Record
Deed Book / Page	3889 / 78
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	25 WALLACE RD, SUMMIT, NJ 07901-1610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145972839
Date	Sep 23, 2019
Book Page	14597/2839
Instrument	678896

Lender

Name	NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	25 WALLACE RD, SUMMIT, NJ 07901-1610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146610333
Date	Mar 5, 2020
Book Page	14661/333
Instrument	688005

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,700 (-) Land $152,300 Building $86,400	$238,700 (-) Land $152,300 Building $86,400
2025	$10,672.00 (+2.64%)	$238,700 (-) Land $152,300 Building $86,400	$238,700 (-) Land $152,300 Building $86,400
2024	$10,397.00 (+1.7%)
2023		$238,700 Land $152,300 Building $86,400	$238,700 Land $152,300 Building $86,400
2022	$10,223.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: Optimum.

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