25 W Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 25 W Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 810 sqft · built 1947
Lot Size	0.158 acres (6,890 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Mar 2016)
Tax Bill	$17,511 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-123-030`

Property Details

APN / Parcel Number

Primary APN	`057-123-030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,890 sqft (0.158 acres)
Lot Dimensions	130 ft deep x 53 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25 W SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 98 EMERALD LAKE HEIGHTS RSM 26/37 38
Legal Subdivision	EMERALD LAKE
Legal Lot Number	98
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1022
Census Tract	609700

Owner

25 W Summit Dr is owned and occupied by an individual who acquired it in December 2019.

Source: San Mateo County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	25 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit CATHAY BANK
Dec 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage CATHAY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Deed Document Number	201624682
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000110250
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	25 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060856
Date	Jun 29, 2020
Instrument	2020-060856

Lender

Name	CATHAY BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jun 22, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 26, 2019
Property Address	25 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Document Number	0000110250
Map Reference	MB 26 PG 37&38
Instrument Date	Dec 17, 2019
Instrument	2019-110250
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 W SUMMIT DR, EMERALD HILLS, CA 94062-3340

Mortgage

Document Number	0000110251
Date	Dec 26, 2019
Instrument	2019-110251

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

The 2025 property tax bill for 25 W Summit Dr was $17,511 with a homeowner's exemption, up 1.4% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,448,961 (+2%) Land $1,328,217 Building $120,744
2025	$17,511.00 (+1.42%) Homeowner's exemption	$1,420,551 Land $1,302,174 Building $118,377
2024	$17,266.00 (+1.8%)
2023	$16,961.00 (+4.85%) Homeowner's exemption	$1,365,391 Land $1,251,610 Building $113,781	$1,845,900
2022	$16,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 W Summit Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 W Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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