25 Vista Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 25 Vista Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,356 sqft · built 2001
Lot Size	0.142 acres (6,181 sqft)
Owner	2 Individual Names on File
Last Sale	$1,010,000 (Apr 2023)
Tax Bill	$10,730 (2026)
Deeds & Mortgages	May 2023 Refinance Apr 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:016.0-0000-0011.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:016.0-0000-0011.0`
Alternative APNs	`M:016.0=0000=0011.0` `400000000280` `400000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	3,136 sqft
Basement Area	912 sqft
Unfinished Basement	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,181 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	400000000280
Street Address	25 VISTA AVE
City	READING
State	MA
Zip	01867-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1021
Census Tract	334100

Owner

25 Vista Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 VISTA AVE, READING, MA 01867-3457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK
Apr 11, 2023	Quit Claim Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MTG
Sep 14, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Jun 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI
Mar 1, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Jun 26, 2017 · Amount on File
Prior Transfer Date	Apr 5, 2023
Prior Transfer Doc	0001935167
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 VISTA AVE, READING, MA 01867-3457
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001937181
Date	May 18, 2023
Instrument	1937181

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Apr 11, 2023
Property Address	25 VISTA AVE, READING, MA 01867-3457
Document Number	0001935167
Instrument Date	Apr 5, 2023
Instrument	1935167
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 VISTA AVE, READING, MA 01867-3457

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 VISTA AVE, READING, MA 01867-3457
Document Number	0001858780
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 VISTA AVE READING MA 018673457, READING, MA 01867-3457

Mortgage

Document Number	0001858780
Date	Oct 30, 2020
Instrument	1858780

Lender

Name	SALEM FIVE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	25 VISTA AVE, READING, MA 01867-3457
Document Number	0000025944
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 VISTA AVE READING MA 018673457, READING, MA 01867-3457

Mortgage

Document Number	0000025944
Date	Oct 16, 2019
Instrument	25944

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jun 26, 2017
Property Address	25 VISTA AVE, READING, MA 01867-3457
Document Number	0000063522
Instrument Date	Jun 23, 2017
Instrument	63522
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 VISTA AVE READING MA 018673457, READING, MA 01867-3457

Mortgage

Document Number	63523
Date	Jun 26, 2017
Instrument	63523

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 1, 2017
Property Address	25 VISTA AVE, READING, MA 01867-3457
Document Number	0001755014
Instrument Date	Feb 28, 2017
Instrument	1755014
Transaction Type	Transfer
Record Updated	Mar 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 VISTA AVE READING MA 018673457, READING, MA 01867-3457

Tax Assessment & Valuation

The 2026 property tax bill for 25 Vista Ave was $10,730, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,730.00 (+1.53%)	$979,000 (+5.52%) Land $493,300 Building $485,700	$1,013,772 (-8.69%)
2025	$10,568.00 (+1.57%)	$927,800 (+4.51%) Land $467,500 Building $460,300	$1,110,265 (+3.36%)
2024	$10,405.00 (+3.22%)	$887,800 (+10.89%) Land $449,100 Building $438,700	$1,074,165
2023	$10,080.00	$800,600 Land $405,000 Building $395,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Vista Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25 Vista Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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