Bergen County and Dumont Borough property record for 25 Virginia Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,835 sqft · built 1920 |
| Lot Size | 0.169 acres (7,349 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2019) |
| Tax Bill | $13,911 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00908-0000-00004 |
| Primary APN | 10-00908-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,835 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 7,349 sqft (0.169 acres) |
| Lot Dimensions | 98 ft deep x 75 ft wide |
| Account Number | 286700 |
|---|---|
| Street Address | 25 VIRGINIA AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 75X98 |
| Legal Block | 908 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10200 |
25 Virginia Ave is owned by an individual who bought it in June 2019.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 DUMONT AVE, DUMONT, NJ 07628-3014 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Line of Credit NVE BANK |
| Mar 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Jan 7, 2013 · Amount on File |
| Deed Document Number | 201939944 |
| Deed Book / Page | 3275 / 2107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 VIRGINIA AVE, DUMONT, NJ 07628-1901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25 VIRGINIA AVE, DUMONT, NJ 07628-1901 |
| Document Number | 0046661532 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 4666/1532 |
| Instrument | 2022046381 |
| Name | NVE BANK |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD, NJ 07631 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 25 VIRGINIA AVE, DUMONT, NJ 07628-1901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032051013 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 3205/1013 |
| Instrument | 19-018585 |
| Name | NVE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $637,000 (+7.15%) Land $335,600 Building $301,400 | $637,000 (+7.15%) Land $335,600 Building $301,400 | |
| 2025 | $13,911.00 (+17.81%) | $594,500 (+104.65%) Land $308,200 Building $286,300 | $594,500 (+104.65%) Land $308,200 Building $286,300 |
| 2024 | $11,808.00 (+4.68%) | ||
| 2023 | $290,500 Land $173,500 Building $117,000 | $290,500 Land $173,500 Building $117,000 | |
| 2022 | $11,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Virginia Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 30 (1990–2021) |
| Claims Outside the SFHA | 2 of 30 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Virginia Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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