25 Victoria Sq, Frederick, MD 21702 Property Records

Frederick County property record for 25 Victoria Sq, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 1,900 sqft · built 1989
Lot Size	0.035 acres (1,530 sqft)
Owner	Individual Name on File
Last Sale	$356,000 (Oct 2023)
Tax Bill	$4,695 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-151154`

Property Details

APN / Parcel Number

Primary APN	`02-151154`
Alternative APNs	`2151154` `151154`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	1,900 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,530 sqft (0.035 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	151154
Street Address	25 VICTORIA SQ
City	FREDERICK
State	MD
Zip	21702-1112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 4 SEC 4 PLAT 2 BLK F - 1530 SQ FT WILLOWCREST TOWNHOUSES
Legal Subdivision	WILLOWCREST SEC 4
Legal Block	F
Legal Lot Number	4
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750508

Owner

Source: Frederick County assessment roll, APN 02-151154, as of August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 VICTORIA SQ, FREDERICK, MD 21702-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2023 · Amount on Record
Deed Sale	Oct 05, 2023 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Book / Page	16625 / 412
Transfer Doc	0049800735
Record Updated	Jun 08, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 05, 2023
Property Address	25 VICTORIA SQ, FREDERICK, MD 21702-1112
Document Number	0166250412
Book / Page	16625 / 412
Map Reference	MB 36 PL 140
Instrument Date	Sep 25, 2023
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	25 VICTORIA SQ, FREDERICK, MD 21702-1112

Mortgage

Document Number	0016625419
Date	Oct 05, 2023
Instrument	16625/419

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll as of August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,000 (+24.7%) Land $65,000 Building $214,000	$279,000 (-) Land $65,000 Building $214,000
2024	$4,695.00 (+14.23%)
2023	$4,110.00 Homeowner's exemption	$223,733	$279,000 Land $65,000 Building $214,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 437 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICK serves 54,000 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.