25 Vale St, Tiverton, RI 02878 Property Records

Tiverton Town property record for 25 Vale St, Tiverton, RI 02878

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,338 sqft · built 1970
Lot Size	0.308 acres (13,416 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2019)
Tax Bill	$5,621 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-0769-07`

Property Details

APN / Parcel Number

Primary APN	`12-0769-07`
Alternative APNs	`M:000 B:195 L:72` `TIVE M:301 B:181` `11-0439-50`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,338 sqft Living Area
Gross Area	5,367 sqft
1st Floor Area	936 sqft
Basement Area	1,006 sqft
Unfinished Basement	306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.308 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12-0769-07
Street Address	25 VALE ST
City	TIVERTON
State	RI
Zip	02878-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	181
Jurisdiction	TIVERTON RI
Township / Civil Division	TIVERTON
Census Block Group	2
Census Block	2028
Census Tract	41602

Owner

25 Vale St is owned and occupied by two individuals who bought it in September 2019.

Source: Tiverton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 VALE ST, TIVERTON, RI 02878-4242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 6, 2019	Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Deed Document Number	20192561
Deed Book / Page	1738 / 6
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002048-162
Date	Nov 12, 2025
Book Page	2048/162
Instrument	2705

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001951-61
Date	Apr 13, 2023
Book Page	1951/61
Instrument	696

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2048

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001888-105
Date	Dec 3, 2021
Book Page	1888/105
Instrument	4791

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869-77
Date	Aug 26, 2021
Book Page	1869/77
Instrument	3427

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIVERTON RI
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1803-53
Date	Oct 8, 2020
Book Page	1803/53
Instrument	3252

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TIVERTON RI
Recording Date	Sep 6, 2019
Property Address	25 VALE ST, TIVERTON, RI 02878-4242
Document Number	1738-6
Book / Page	1738 / 6
Instrument Date	Sep 6, 2019
Instrument	2561
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MILL ST, TIVERTON, RI 02878-1142

Mortgage

Document Number	2562
Date	Sep 6, 2019
Instrument	2562

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 25 Vale St was $5,621.

Source: Tiverton Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Tiverton Town
Unified School District	Tiverton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,621.00	$496,100 Land $165,900 Building $330,200	$624,092
2023	$4,924.00 (+2.46%)	$330,500 (+0.61%) Land $133,400 Building $197,100
2022	$4,806.00	$328,500 Land $133,400 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Vale St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	18 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Vale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE BRIDGE FIRE DISTRICT serves 2,793 people · EPA ID RI1615619
Water Source	Surface water
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2023
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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