Worcester County and Millbury Town property record for 25 Upton St, Millbury, MA 01527
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,235 sqft · built 1925 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (May 2026) |
| Tax Bill | $5,324 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R |
| Primary APN | R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,235 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 429 sqft |
| Unfinished Basement | 429 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 25 UPTON ST |
|---|---|
| City | MILLBURY |
| State | MA |
| Zip | 01527-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 47 |
| Jurisdiction | MILLBURY MA |
| Township / Civil Division | MILLBURY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 737300 |
Source: Worcester County and Millbury Town records · APN R
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 UPTON ST, MILLBURY, MA 01527-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 18, 2026 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| Nov 03, 2017 | Deed of Trust, Mortgage · ARM CENTRAL ONE FCU |
| Dec 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 202639069 |
| Deed Book / Page | 73590 / 143 |
| Transfer Doc | 5124000064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLBURY MA |
| Recording Date | May 18, 2026 |
| Property Address | 25 UPTON ST, MILLBURY, MA 01527-3538 |
| Document Number | 073590-143 |
| Book / Page | 73590 / 143 |
| Instrument Date | May 04, 2026 |
| Instrument | 202639069 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 UPTON ST, MILLBURY, MA 01527-3538 |
| Date | May 18, 2026 |
|---|
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLBURY MA |
| Property Address | 25 UPTON ST, MILLBURY, MA 01527-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57988-21 |
|---|---|
| Date | Nov 03, 2017 |
| Book Page | 57988/21 |
| Instrument | 122973 |
| Name | CENTRAL ONE FCU |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.38% |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLBURY MA |
| Property Address | 25 UPTON ST, MILLBURY, MA 01527-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63986-298 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 63986/298 |
| Instrument | 155776 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
Source: Worcester County and Millbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Millbury Town |
| Unified School District | Millbury School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,324.00 (+8.96%) | $397,600 (+7.66%) Land $107,900 Building $289,700 | $451,345 (+8.3%) |
| 2024 | $4,886.00 (+9.97%) | $369,300 (+20.1%) Land $99,900 Building $269,400 | $416,765 |
| 2023 | $4,443.00 | $307,500 Land $70,100 Building $237,400 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 228 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUARION WATER COMPANY, MILLBURY private · serves 11,368 people |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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