Lake County property record for 25 Trowbridge Cir, Lake Bluff, IL 60044
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,239 sqft · built 1986 |
| Lot Size | 0.419 acres (18,269 sqft) |
| Owner | Trust Name on File |
| Last Sale | $610,000 (Jul 1997) |
| Tax Bill | $17,257 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-17-407-006 |
| Primary APN | 12-17-407-006 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,239 sqft Living Area |
| Gross Area | 4,900 sqft |
| 1st Floor Area | 2,274 sqft |
| Upper Floors Area | 965 sqft |
| Basement Area | 1,133 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 18,269 sqft (0.419 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 87 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 25 TROWBRIDGE CIR |
|---|---|
| City | LAKE BLUFF |
| State | IL |
| Zip | 60044-1928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TANGLEY OAKS UNIT IV SUB; LOT 169 |
| Legal Subdivision | TANGLEY OAKS UNIT IV SUB |
| Legal Lot Number | 169 |
| Legal Unit | 4 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 863202 |
25 Trowbridge Cir is owner-occupied and held in a trust since August 2021.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 25 TROWBRIDGE CIR, LAKE BLUFF, IL 60044-1928 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 1997 · Amount on File |
| Deed Sale | Jul 11, 1997 · Amount on File |
| Deed Document Number | 19973991807 |
| Last Transfer Date | Aug 25, 2021 |
| Transfer Doc | 0007821973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25 TROWBRIDGE CIR, LAKE BLUFF, IL 60044-1928 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007886766 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 7886766 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 31, 2021 |
| Property Address | 25 TROWBRIDGE CIR, LAKE BLUFF, IL 60044-1928 |
| Document Number | 0007821973 |
| Map Reference | DOC 2338202 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 7821973 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 TROWBRIDGE CIR, LAKE BLUFF, IL 60044-1928 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 25 TROWBRIDGE CIR, LAKE BLUFF, IL 60044-1928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007465078 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 7465078 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Bluff Village |
| Elementary School District | Lake Bluff Elementary School District 65 (KG - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $290,705 Land $93,565 Building $197,140 | $872,202 Land $280,723 Building $591,479 | |
| 2024 | $17,257.00 (+11.24%) | ||
| 2023 | $15,513.00 (+3.63%) | $234,189 (+3.95%) Land $75,375 Building $158,814 | $702,638 (+3.95%) Land $226,148 Building $476,490 |
| 2022 | $14,970.00 | $225,296 Land $72,513 Building $152,783 | $675,956 Land $217,561 Building $458,395 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 25 Trowbridge Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2007–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Trowbridge Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE BLUFF serves 5,600 people · EPA ID IL0970750 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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