25 Trout Pond Ln, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 25 Trout Pond Ln, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1966
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Nov 2024)
Tax Bill	$12,539 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:1400005300000`

Property Details

APN / Parcel Number

Primary APN	`M:1400005300000`
Alternative APN	`NEED M:140.0 B:0053 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,880 sqft
Basement Area	1,200 sqft
Unfinished Basement	516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,415 sqft (0.285 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	25 TROUT POND LN
City	NEEDHAM
State	MA
Zip	02492-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	53
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3002
Census Tract	403400

Owner

25 Trout Pond Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 TROUT POND LN, NEEDHAM, MA 02492-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit LEADER BANK NA
Mar 7, 2022	Deed of Trust, Mortgage · ARM LEADER BANK NA
Dec 13, 2017	Deed of Trust, Mortgage · ARM LEADER BANK NA
Oct 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	Aug 28, 2007 · Amount on File
Deed Document Number	202473634
Deed Book / Page	42091 / 392
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	25 TROUT POND LN, NEEDHAM, MA 02492-1729
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040367-503
Date	Mar 7, 2022
Book Page	40367/503
Instrument	20388

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	25 TROUT POND LN, NEEDHAM, MA 02492-1729
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040367-487
Date	Mar 7, 2022
Book Page	40367/487
Instrument	20387

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Apr 1, 2032
Index	Other
Margin	3

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	25 TROUT POND LN, NEEDHAM, MA 02492-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35667-189
Date	Dec 13, 2017
Book Page	35667/189
Instrument	118631

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	372 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.38%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	25 TROUT POND LN, NEEDHAM, MA 02492-1729
Document Number	36491-525
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TROUT POND LN NEEDHAM MA 024921729, NEEDHAM, MA 02492-1729

Mortgage

Document Number	36491-525
Date	Dec 11, 2018
Book Page	036491/000525
Instrument	110034

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Trout Pond Ln was $12,539.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,539.00	$1,182,900 Land $802,700 Building $380,200	$1,189,020 (+2.73%)
2024			$1,157,385
2023	$10,149.00	$778,300 Land $508,400 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Trout Pond Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Trout Pond Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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